Insurance Guidelines When Planning for Final Expenses

Combined Insurance Offers Guidelines When Planning for Final Expenses

Affordable supplemental life insurance can help offset costly funeral expenses.

Chicago  -  March 7, 2008 -- Many people consider the welfare of their loved ones by purchasing life insurance to provide some financial security in the future. But, how many people consider the burden of paying the immediate costs for "final expenses" when a loved one dies? Combined Insurance, leading provider of supplemental insurance, offers guidelines consumers can use to ensure their family has adequate coverage for final expenses.

Final expenses are the costs incurred when one dies -- expenses such as a funeral service, burial or cremation, taxes and more. According to the National Association of Funeral Directors, the average cost of funeral expenses is approximately $7,000. These are expenses that often must be paid immediately, generally before the settlement of the deceased's estate. This can place a heavy financial burden on family and friends, compounding the emotional strain from their loss.

One option to help offset this burden is an affordable supplemental life insurance policy.

Immediate Expenses, Immediate Assistance
Following the death of a loved one who has not made plans in advance, survivors are responsible for making arrangements -- many of which require immediate payment such as:
- Transportation of remains to a funeral home
- Casket or cremation urn
- Burial plot or urn vault
- Tombstone or memorial
- Visitation and/or funeral services
- Hearse and limousine services
- Floral arrangements
- Taxes and probate expenses

"To help cover such expenses and ease the burden on surviving -- and grieving -- family and friends, a small, supplemental life insurance policy is a good option," says to Bill Wade, head of Claims for Combined Insurance. "Most supplemental life insurance policies afford faster payment, usually in about a week or so, which can help cover immediate expenses." And having a supplemental life insurance policy specifically earmarked for paying final expenses allows the estate and any other life insurance policies to go directly to beneficiaries, instead of bills.

Minimal Cost, Significant Benefits
Many small life insurance policies -- those with benefits from $10,000 to $25,000 -- are relatively inexpensive. "Once someone purchases a policy, the cost generally does not go up and the coverage rarely goes down," adds Wade.

The key to finding the right policy to meet individual needs is finding a licensed insurance agent who can look at your personal situation, evaluate your existing coverage and help you find a supplemental life insurance policy to meet your needs.

About Combined Insurance Company
Combined Insurance Company of America (www.combined.com) is a leading provider of supplemental accident, health and life insurance products. With a field sales force and corporate staff in excess of 10,000 people worldwide, Combined meets the growing coverage needs of policyholders around the globe. For more information, call 800-225-4500 or visit www.combined.com.

About Aon
Aon Corporation (NYSE:AOC) is the leading global provider of risk management services, insurance and reinsurance brokerage, human capital and management consulting, and specialty insurance underwriting. Through its 43,000 professionals worldwide, Aon readily delivers distinctive client value via innovative and effective risk management and workforce productivity solutions. Our industry-leading global resources, technical expertise and industry knowledge are delivered locally through more than 500 offices in more than 120 countries. Aon was ranked by A.M. Best as the number one global insurance brokerage in 2007 based on brokerage revenues, and voted best insurance intermediary, best reinsurance intermediary, and best employee benefits consulting firm in 2007 by the readers of Business Insurance. For more information on Aon, log onto www.aon.com.

Press Contact: Amy Perry
Company Name: Combined Insurance Company
Phone: 312-873-3530
Website: http://www.combined.com

V.I.P. Trip to London Contest for Affiliates Announceed

PokerAffiliatePrograms.com Announces V.I.P. Contest for Affiliates to Win an All Inclusive Trip to 2008 CAP Euro in London

Poker and casino webmasters are already familiar with the most popular affiliate convention, CAP Euro which takes place this January in London. Today PokerAffiliatePrograms.com has announced a contest where affiliates will be able to win an all inclusive V.I.P. trip to the largest casino/poker convention ever.

December 23 -- Greg Powell and Jeremy Enke are excited to announce the PAP V.I.P. Affiliate Challenge. Sponsored by one of the leading poker affiliate programs, Chipleader.com, this promotion is going to award one lucky affiliate the trip of a lifetime. This is the opportunity many aspiring webmasters have been looking to become involved in ever since the last CAP show in Barcelona.

The winner of this V.I.P. Challenge will be awarded the following:

•    Free roundtrip airfare to CAP Euro
•    Paid Hotel at the Olympia - Jan. 24th - 28th
•    A killer dinner and night on the town courtesy of PAP
•    Free Entry to CanAffco Boot Camp during CAP Euro
•    Entry to the prestigious 2008 CAP Awards Dinner

Any poker or casino affiliate is eligible to win this trip. To win, affiliates simply need to post on their websites or blogs why they are the most deserving affiliate of winning this free trip. More information on this exciting promotion can be found here, PAP V.I.P. Challenge.

On January 1st, the judges for this contest will choose (3) semi-finalists. The final winner will be chosen and announced on January 4th.

In a phone interview with Greg Powell, general manager of PokerAffiliatePrograms.com, he stated, "In the coming days PAP we will be making an announcement that will be THE most exciting announcement in the poker affiliate world this year. Launching this promotion will be a great lead in to many of the exciting things to come. We are looking forward to seeing all the creative entries that this promotion will undoubtedly bring."

For more information and to submit your entry into the PokerAffiliatePrograms.com V.I.P. Challenge, please visit the official website at PAP V.I.P. Challenge

Press Contact: Greg Powell
Company Name: Affiliate Programs
Phone: 714-596-9000
Website: http://www.pokeraffiliateprograms.com/

Investment Property Market: Mortgages in Crisis

Your Pound Still Goes a Long way in the Investment Property Market: Mortgages in Crisis - Overseas Property Markets Overview Part 1

How to use Pound's position on the market to invest in property effectively and buy a dream home overseas? There was never a better time for UK investors to Invest in US, Caribbean and Central America property markets find out more and collect your free invitation to Excel London show Place in the Sun. Three part research and advice article about property investments based on three years figures from UK based overseas property investment company Principal International.

London, Surrey  - April 23, 2008 -- You can't open a newspaper at the moment without seeing a report on Britain's financial crisis and the end of the housing boom. First time buyers are finding it almost impossible to get a foot on the property ladder and now homeowners and investors are facing potential negative equity on the value of their properties. Even celebrities like Orlando Bloom, Leona Lewis and Jonathan Woodgate have spoken out about the high property prices in London, which are causing them to consider other options.

Credit Crunch creates more opportunities to invest in properties abroad

For a long time, buy to let properties in Britain have been a secure venture for UK investors, but is it now time to start looking further a field?

Simon Ryeland - Director of Principal International Properties and specialist with 17 years in property investment, is clear that there are still good property investments out there, as long as you know where to look. "People have been investing with us in properties in the UK and abroad for over twelve years now. Over the last few years many emerging overseas markets have experienced strong rental yields and capital growth and provided a far more profitable solution than the UK market."

And it seems that the obvious destination for buying investment property overseas - Spain - isn't necessarily the best value for money.

"Spain is now generally considered as an area mainly for lifestyle purchases and we would encourage investors to look further afield." Says Simon.

Investors put off by overcrowded beaches, recent concerns over illegally built homes and the strength of the Euro against the Pound have good reason to consider other emerging markets.

There was never a better time for UK investors to Invest in great Property in US, Caribbean and Central America

One of the biggest considerations is the current value of the pound against the US dollar. Put simply, with an almost two to one exchange rate, your pound will go a lot further in countries associated with the US dollar than those associated with the Euro. And this means there are a lot of exciting property investment opportunities out there.

To be continued...

Next week: Where are the US dollar property investment hotspots? Plus unlocking the undiscovered wealth of the Eastern European property market.

This week Channel 4's A Place in the Sun Live property investment show is taking place at ExCeL London, Friday 25th to Sunday 27th April 2008.

Report by Jennifer Clowes. Analysis for this article is based on the last three years figures from Principal International Properties (pip4u.com).

Press Contact: Simon Ryeland
Company Name: Principal International Properties
Phone: (+44)01483748629
Website: http://www.principalinternational.co.uk

Device Designed to Lower High Blood Pressure May Offer Hope

New Implantable Device Designed to Lower High Blood Pressure May Offer Hope for Millions of Patients

Early Hypertension Clinical Trial Results Show Significant Reduction in High Blood Pressure

May - Hypertension Awareness Month - Recognizes High Blood Pressure as a Top Risk Factor for Stroke, Heart and Kidney Disease

-- April 28, 2008 --CVRx:

WHAT: May is Hypertension Awareness Month, and a new device for high blood pressure now in clinical trials is showing promise for treating U.S. hypertension (high blood pressure) patients whose condition is not controlled by drugs. Rheos® Hypertension (HT) Therapy is the only implantable device designed to lower high blood pressure. It uses the body's natural blood pressure sensor (the baroreflex) to reduce blood pressure. Early hypertension clinical trial results showed a 39 mmHg reduction in systolic blood pressure at one year of use. High blood pressure is the number one risk factor for stroke, heart and kidney disease.

The Rheos HT Therapy is designed to electrically activate the carotid baroreceptors, the body's natural pressure sensors. When the baroreceptors are activated, signals are sent through the neural pathways to the brain and interpreted as a rise in blood pressure. The brain works to counteract this perceived rise in blood pressure by sending signals to various parts of the body-including the blood vessels, heart and kidneys. The Rheos HT System was developed by Minneapolis-based CVRx, Inc. (www.cvrx.com). The Rheos pivotal trial is currently under way. To learn more about the trial, patients can call 1-(888) 8BP-RISK (1-888-827-7475) or visit www.bloodpressuretrial.com.

WHY: Hypertension affects approximately 73 million people in the United States alone. High blood pressure is the number one risk factor for stroke and causes an estimated one in eight deaths worldwide. Each incremental increase of 20 mmHg in systolic blood pressure or 10 mmHg in diastolic blood pressure above normal levels is associated with a two-fold increase in death rates from stroke, coronary heart disease and other vascular causes.

According to the National Institutes of Health, approximately 25 percent of people with hypertension cannot control their high blood pressure, despite the use of multiple medications. These patients may not respond to drugs, or they may not be able to maintain their complex medication regimens. Early Rheos HT clinical results have shown the device has the potential to significantly reduce blood pressure in patients who cannot control their blood pressure with medications. One-year results from 13 patients showed a 39 mmHg average decrease in systolic blood pressure and a 26 mmHg average decrease in diastolic blood pressure.

HYPERTENSION STROKE FACTS:

May is Hypertension Awareness Month, sponsored by the U.S. Department of Health and Human Services. In the United States:

    * High blood pressure is the number one stroke risk factor and accounts for an estimated 70 percent of all strokes. It is also one of the most important controllable risk factors for stroke prevention.
    * Stroke is the number three cause of death.
    * Twice as many women die from stroke each year than from breast cancer.
    * Approximately 750,000 Americans suffer a stroke each year and 80 percent of strokes are considered preventable, according to the National Stroke Association.

INTERVIEW OPPORTUNITIES:

    * Rheos study physicians
    * Nadim Yared, president and CEO of CVRx

ADDITIONAL EVENTS DURING HYPERTENSION AWARENESS MONTH:

    * May 4: ISHIB Worship Site Health Education Program (WSHEP)
    * May 17: World Hypertension Day

CVRx BACKGROUND AND MEDIA KIT: CVRx is a private company founded in 2001 and headquartered in Minneapolis. For more information and a media kit, visit www.cvrx.com.

* CAUTION: The CVRx Rheos System is an investigational device and is limited by Federal law to investigational use only.

CVRx, Rheos, Baroreflex Activation Therapy, and BAT are registered trademarks of CVRx, Inc. © CVRx, Inc. 2008.

Contacts

CVRx
John Brintnall, 763-416-2853
Chief Financial Officer
jbrintnall@cvrx.com
Mary McGrory-Usset, 651-308-8225
Corporate Communications
mmcgroryusset@comcast.net
or
Padilla Speer Beardsley
Nancy Johnson, 612-455-1745
njohnson@psbpr.com
Nick Banovetz, 612-455-1705
nbanovetz@psbpr.com

Sexy Lingerie Web Store

Simpley Sexy Lingerie Opens Web Store

www.SimpleySexyLingerie.com has opened their new web store, offering tastefully tantalizing items in a variety of styles and sizes.

Woodland, NC  -  March 30, 2008 -- Store owner Pamela Collier has opened her new boutique at www.SimpleySexyLingerie.com, displaying a variety of lingerie items in attractive but tasteful styles. "Just the idea of being able to do something and kind of focus it on myself led me to opening the store," says Pamela, a longtime Internet shopper, mother of 2, and grandmother to a 2-year-old grandson.

"Being able to wear lingerie makes you feel good about yourself," says Pamela, who researched her products carefully before opening her store. As a devout Christian, it was important to her to strike a balance between alluring products and wholesome items. "I want women to realize that they can still be a mother or wife and feel sexy. It's very important to me that women feel beautiful, no matter what their size, if they're Christian, a mother or even a grandmother. Women deserve to be able to wear lingerie and feel sexy without being embarrassed. I want people to be able to shop in the convenience of their own homes and not have to go out and feel like people are staring and judging them."

In trying to maintain a clean and tasteful image, Pamela has selected her products personally, looking them over and making certain they meet her standards. "There are many items that I didn't put on my web site because I didn't feel that they were appropriate," she says, maintaining a clean but sexy image for her site.

Pamela has also begun a blog at www.SimpleySexyLingerie.net, allowing her to interact with her customers and assist them directly. "I'll be talking about my products, including different seasonal items and lines," says Pamela, who plans on providing additional information on her merchandise through that venue. She also intends to discuss future plans with her customers, getting their feedback and assistance in the growth of her business. "I've got high hopes," she explains. "I'd like to see the web site grow and eventually start a couple other sites."

Press Contact: Pamela Collier
Company Name: Collier Enterprise, LLC
Phone: 252-209-4518
Website: www.simpleysexylingerie.com

Bankruptcy Court Issues Order in Chapter 11 Case

U.S. Bankruptcy Court Issues Order in RedEnvelope, Inc. Chapter 11 Case

RedEnvelope, Inc. (PINKSHEETS: REDE) today announced that in connection with its Chapter 11 case pending before the United States Bankruptcy Court in San Francisco, the Bankruptcy Court issued an order on April 22, 2008 granting authority to RedEnvelope, Inc. (the "Company") to enter into the $4.5 million debtor-in-possession credit facility and loan agreement by and among the Company, Granite Creek Partners Agent, LLC, as agent, Creative Catalogs Corporation ("Creative Catalogs") and Granite Creek FlexCap I, L.P. as the lenders and approving certain asset sale procedures, which among other things, identifies Creative Catalogs as the stalking horse bidder.

San Francisco, CA  -  April 23, 2008 -- RedEnvelope, Inc. (PINKSHEETS: REDE) today announced that in connection with its Chapter 11 case pending before the United States Bankruptcy Court in San Francisco, the Bankruptcy Court issued an order on April 22, 2008 granting authority to RedEnvelope, Inc. (the "Company") to enter into the $4.5 million debtor-in-possession credit facility and loan agreement by and among the Company, Granite Creek Partners Agent, LLC, as agent, Creative Catalogs Corporation ("Creative Catalogs") and Granite Creek FlexCap I, L.P. as the lenders and approving certain asset sale procedures, which among other things, identifies Creative Catalogs as the stalking horse bidder.

In addition, the Bankruptcy Court revised the sale procedures as previously disclosed in the Company's press release dated April 18, 2008 and in the Asset Purchase Agreement by and between the Company and Creative Catalogs dated April 17, 2008. Notably, the Bankruptcy Court capped the breakup fee at 4.5% of the cash consideration of $5.7 million, eliminated the 2% expense reimbursement provision, and also changed the initial overbid amount from $500,000 to $350,000.

"We are pleased that the decision made by the Bankruptcy Court yesterday will allow us more than adequate financing for the coming weeks and will allow us to return to business and payment as usual. In addition, we believe that this process will allow us to maximize the return for existing creditors," said Phil Neri, the Company's Chief Financial Officer.

The Bankruptcy Court has scheduled the sale hearing and auction of the Company's assets for May 27, 2008 at 9:30 a.m. A final Bankruptcy Court order regarding sale procedures is expected to be issued on or about Monday, April 28, 2008. Those interested in submitting bids should contact the Company in writing at 149 New Montgomery Street, San Francisco, CA 94105. For information regarding the Company, the auction or the bankruptcy filing please contact the Company's Chief Restructuring Officer, A. Stone Douglass, at (415) 512-6122.

About RedEnvelope, Inc.

RedEnvelope, Inc. is a retailer dedicated to inspiring people to celebrate their relationships through giving. RedEnvelope offers an extensive collection of imaginative gifts through its webstore, www.RedEnvelope.com.

"RedEnvelope" is a registered trademark of RedEnvelope, Inc.

This press release contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934. The forward-looking statements contained in this press release include statements which may be preceded by the words "plan," "will," "expect," "believe," or similar words. Such statements are based upon current expectations and involve risks and uncertainties. The Company's actual results and the timing of events could differ materially from those anticipated in these forward-looking statements as a result of several factors. Factors that could affect future performance include, but are not limited to the Company's ability to: operate pursuant to the terms of the DIP Agreement; fund its working capital needs through the expiration of the DIP Agreement; obtain final Bankruptcy Court approval of the sale procedures and Asset Purchase Agreement; consummate the Asset Purchase Agreement in a timely manner; complete the Chapter 11 process in a timely manner; continue to operate in the ordinary course and manage its relationships with its creditors, noteholders, vendors, employees and customers given the Company's financial condition; limit the amount of time the Company's management and officers devote to restructuring, in order to allow them to run the business, and retain a number of its key managers and employees, and other risk factors described in detail in our Report on Form 10-K for the fiscal year ended April 1, 2007 and Quarterly Report on Form 10-Q for the period ended December 30, 2007, including, without limitation, those discussed under the caption, "Risk Factors," which documents are on file with the Securities and Exchange Commission (the "SEC") and available at the SEC's website at www.sec.gov. These forward-looking statements are made only as of the date of this press release, and RedEnvelope undertakes no obligation to update or revise the forward-looking statements, whether as a result of new information, future events or otherwise. The lack of any update or revision is not intended to imply continued affirmation of forward-looking statements contained herein.

Media Contact:
Stone Douglass
Company's Chief Restructuring Officer
(415) 512-6122

Press Contact: Stone Douglass
Company Name: RedEnvelope, Inc.
Phone: 415- 512-6122
Website: www.RedEnvelope.com

Entertainment Giant Reaches Out to Latino Consumers

Online Entertainment Giant Bodog Reaches Out to Latino Consumers

Online gaming and entertainment leader Bodog Entertainment announces new services for Latino consumers, including a full-service customer service line in Spanish and plans to have a fully functioning Spanish-language gaming site.

St. John's, Antigua  -  October 25, 2007 -- Online gaming and entertainment leader Bodog Entertainment is pleased to announce new services for Latino consumers, including a full-service customer service line in Spanish, available today, and plans to have a fully-functioning Spanish-language gaming site.

"Bodog Entertainment has always been a leader in providing our customers with the highest quality service, in our industry and beyond," said Calvin Ayre, billionaire entertainment mogul and Bodog founder. He added, "We are excited to expand our service to include in-language customer service to our Latino customers. We value their business, and I am sure that our world-renown service will exceed each caller's expectations on every single call."

Since Bodog Entertainment's customer service call center was based in Costa Rica for 10 years, it is a natural progression for the company to expand their call center service to Latino consumers who wish to receive service in Spanish. Customers will be greeted by a prompt in the beginning of the call that will allow the caller to continue in Spanish and speak to a representative. This Spanish language call center is operated under agreement with the Morris Mohawk Gaming Group who operate the Bodog brand in North America.

The entertainment giant recognizes the value of their Latino customers and has plans to develop capabilities to access all of Bodog's entertainment features online. In the meantime, players wishing to join Bodog in Spanish can call 1-866-205-3353, and a customer service representative will walk them through the steps of registering by phone completely in Spanish, or these instructions can also be accessed directly at http://www.bodoglife.com/promotions/spanish/cs/. As Bodog expands their in language capabilities, players can expect the same stellar customer service and, eventually, the same world-class gaming options, all in Spanish.

Bodog Entertainment proudly offers a host of entertainment properties, including: the production of a mixed martial arts competition television series, Bodog Fight and poker series, Calvin Ayre Sharks & Fools; a free play fantasy sports site, Bodog Fantasy; an international record label; an international band-search competition; a publishing division, with an online magazine and a blog; and, of course, it's market-leading, world famous gaming property at BodogLife.com. Bodog Entertainment aims to introduce new and compelling content to each of its properties, making them more culturally relevant to their valued Latino consumer. As in every other aspect of business, Bodog Entertainment's goal is to raise the bar for Latino entertainment and customer service, becoming a one-stop source of entertainment for Latinos everywhere.

About Bodog
Bodog, with its head office located in Antigua, is licensed in the United Kingdom, Antigua. Bodog Entertainment Founder Calvin Ayre, recognized as a world authority on branding in digital entertainment, was featured on the cover of Forbes magazine's best-selling 2006 "Billionaires" issue. Bodog offers a host of entertainment services, comprising: online gaming which includes Poker, Casino and a host of other gaming products; an international record label, Bodog Music; a million-dollar band search competition and accompanying TV series, Bodog Battle; a publishing division (with an online magazine, Bodog Nation, and blog, Bodog Beat; and an international television division, Bodog TV which produces reality series, such as Bodog Fight and Calvin Ayre Wild Card Poker. For more information, contact Media Relations at email protected from spam bots. BODOG is a registered trademark. The Bodog brand is operated for gaming in North America by Morris Mohawk Gaming Group under License.

Press Contact: TALIA RODRIGUEZ-SHAKUR
Company Name: STREETROPICAL MEDIA
Phone: 323-644-0606
Website: www.bodoglife.com

Hotel Industry Silent On Scam

The Scam the Hotel Industry Will Not Talk About, Says Report

April 8, 2008 - Pierrefitte-es-Bois, France - Over 60 percent of travelers make their reservations online, but the tactics of the online hotel reservations and booking intermediaries often prevent them from booking direct with the hotel of their choice.

According to a new report, consumers are prevented from finding all the hotels in the city of their destination when they use a search engine, and the result is that many hotels are missed by consumers, while booking agents continue to reap high profits from their tactics.

The free report details the "dirty tricks" used by booking agents and hotel reservations web sites to control the travel consumer. It also explains how hotel managers and owners can quickly and easily regain lost Internet business that the booking agents are trying to take away.

"The Hotel Reservations Scam, and What to Do About It" is a free report authored by travel industry expert, Herman Thuy. It is offered online at http://www.Interbed.com.

Thuy is not alone in his warnings about the manipulations of search engines by the travel industry. The management of Ryanair ("Europe's favorite low cost airline") in Nov. 2007 called online travel agents and booking intermediaries "the greatest deadwood, rip off middle-men and the costliest parasites in the travel industry."

"Use a search engine the way travel consumers use it. Search for two words, your city and hotel. Your web site will not be on that first page because the scam artists control all those listings. Consumers cannot find you, and often do not even know your hotel exists at their next destination," explained Thuy.

His claim was confirmed with searches for Paris hotels, Dublin hotels, Luxembourg hotels, and Rome hotels. Each showed a list of booking agent web sites with no individual hotels listed.

"Booking agents have the search engines rigged so that travelers will only find the agency web sites and will not find the sites for individual hotels. That way they capture most online reservations," said Thuy.

The free report not only informs hotel owners and managers how they are being duped by the hotel reservations web sites, but also offers specific advice on how they can regain full control and recapture the business they have lost to the unscrupulous intermediaries they in fact no longer need.

Press Contact:
Herman Thuy
+33 238 312 996 (landline)
+33 608 821 623 (mobile)

Press release services provided by http://www.ThatPRGuy.com

Contact Info

ThatPRGuy.com
Phone: 603-522-0148
Web site: http://ThatPRGuy.com
Box 798
Wakefield, NH 03872-0798

HotJobs Awards Marketing Firm for Attendance at HR Industry Tradeshow

Yahoo! HotJobs Awards Marketing Firm, M7 Inc., Multimedia & Branding Project for Attendance at HR's Biggest Industry Tradeshow

The Silicon Valley-based marketing communications firm, M7 Inc., has been awarded a substantial branding and multimedia project for Yahoo! HotJobs. This will be used as a key marketing tool at the largest Human Resources industry tradeshow running from June 22-25, 2008 in Chicago.

Campbell, CA  -  April 2, 2008 -- The Silicon Valley-based marketing communications firm, M7 Inc., has been awarded a substantial branding and multimedia project for Yahoo! HotJobs. This multimedia presentation will be a key marketing tool for their attendance at the largest HR industry tradeshow, SHRM's 60th Annual Conference and Exposition in Chicago, June 22-25.

"This is a really exciting, high profile project for us," says Lisa Orrell, President of M7 Inc. "The presentation is going to be very hip, very cool and filled with high energy music, graphics and video, and we will utilize a variety of new media technologies in development and post production. But I can't share what we'll be featuring in the presentation because we're all sworn to secrecy!"

The multimedia presentation will be featured in the "theater" within Yahoo! HotJobs' main booth, and the presentation will run several times per day during the 4-day event.

The Society for Human Resource Management (SHRM) is the world's largest professional association devoted to human resource management. Their mission is to serve the needs of HR professionals by providing the most current and comprehensive resources, and to advance the profession by promoting HR's essential, strategic role. Founded in 1948, SHRM represents more than 225,000 individual members in over 125 countries, and has a network of more than 575 affiliated chapters in the United States, as well as offices in China and India.

For more information about the branding, marketing, design and direct marketing services offered by M7 Inc., contact Lisa Orrell at 866-906-M7M7, x: 701, or visit their website at M7Design.com

And to access M7's top-rated Marketing podcast for corporate marketing professionals, Marketing Matters With M7, go to: M7Design.com. Upcoming episodes include an exclusive interview with Guy Kawasaki in May.

Press Contact: Lisa Orrell
Company Name: M7 Inc.
Phone: 866-906-6767
Website: http://www.M7Design.com

A secure online transaction is waiting for you at Escrow.com

The following email was sent by a scammer to a potential buyer. The intent was to get the buyer to wire money to a person that would only take the money and offer nothing in return. We suggest that buyers CALL Escrow.com or other escrow services to verify any emails are valid. Do NOT use any contact information that is contained in the email itself. 

 From: Escrow.com Transactions [mailto:transactions@escrow.com]
Sent: Thursday, April 24, 2008 1:16 PM
To: fred 
 Subject: A secure online transaction is waiting for you at Escrow.com

 

	Dear Fred, My name is Marisella and I'm contacting you on behalf of Escrow, and Dana Sesoms as the seller. You should feel confident paying through Escrow. You do not have to worry about ensuring data: access to any confidential information will not be granted. All your personal information is encrypted and will be stored on one of our secure servers. Escrow quickly and securely tells you what you need to know: that your payment was received. We require MoneyGram Money Transfer service for payment at the Seller's request, in order to speed up the process.  Delivery The Seller is responsible for delivering the goods to the Buyer. The Buyer can cancel the transaction if 14 days have elapsed from escrow payment being deposited and if the seller has not entered a tracking ID within this period. Unless otherwise agreed, delivery shall be via DAS - Dependable Auto Shippers track and trace method to the Buyer's address specified in the notification within five (5) working days of receipt of the email confirmation that the funds have been placed in Escrow. The Seller is responsible for insuring the goods while in transit to at least their full purchase price.  Acceptance The Buyer shall sign for the goods when they are delivered. It is acknowledged and agreed that if any other person signs for the goods on the Buyer's behalf, whether authorized or not, then the goods shall be deemed to have been signed by the Buyer for the purposes of this Agreement. If the Buyer or someone acting on the Buyer's behalf fails to sign for the goods when they are delivered or within two (2) working days of attempted delivery, acceptance shall be deemed to have occurred and the purchase monies shall be released to the Seller.  Rejection of goods The Buyer shall inspect the goods and notify Escrow with any intention of rejecting the goods within the inspection period. If the Buyer has reasonable and just cause to wish to reject the goods, the Buyer shall: - notify Escrow via fax, before the expiry of the inspection period; - state the reason for the rejection of the goods; - return the goods to the Seller within seven (7) working days and in the same condition in which they were received by the Buyer; - seller is responsible for shipping back the goods. found by KoKo, made by s0R3ERER  To submit the payment, you have 2 options: 1. Pay for the transfer at a local MoneyGram agent. Click here to locate the agents in your area. Go to one of them and send the payment to the verified name of Escrow agent, available in United States. The payment is done by cash at any MoneyGram agent. 2. Or you can charge it to your Visa. Card or MasterCard. credit card or send money right from your bank account. There is a $500 per transfer limit on credit card payments. To make a MoneyGram eMoney Transfer please visit MoneyGram International website. MoneyGram Money Transfer is the only service that has ultimate authentication of the identity of the receiver of funds. Several IDs and utility bills are required before the funds are paid. Therefore, no one else but the Escrow agent can pick up the money. Your payments cannot be lost in the mail, like money orders or checks. Item Inforamtion Year: 2005 Manufacturer: Interpid Model: Tag Parilla Body Style: Go Kart Title: Clear   Payment Details Escrow Transaction   Number: 55872 Buyer: Fred Escrow Manager: Marisella Shipping: Paid by seller Total amount: US $ 1,250.00 Seller Information First Name: Dana Last Name: Sesoms Address: 14425 N Virginia St City/Town: Reno State: Nevada(NV) Zip code: 89506 Country: United States Escrow Manager Information First Name: Marisella Last Name: Martinez Address: 3612 Pama Ln   City/Town: Las Vegas State: Nevada(NV) Zip code: 89120 Country: United States Delivery Information First Name: Fred Last Name:  xxx  Address:  xxxxx  Drive City/Town:  xxxxxxxx  State:  xx  Zip code:  nnnnn  Country: United States How to make payment ? 1. Locate the nearest MoneyGram Agent. 2. Fill in the Money Order form and make the payment with cash using the above agent's name and address. 3. Confirm the payment by sending us the MoneyGram payment receipt to Fax#: 1 206-222-2914. The payment receipt must include:   - Reference Number - 8 digits number from the payment receipt - Sender's Name and Address - Receiver's Name and Address - Amount to be received   As soon as we will receive the fax from you that will include the payment details as explained above we will verify the payment status with MoneyGram. Once the payment is confirmed by MoneyGram we will instruct the seller to proceed with delivery to your address as shown above. We will hold the money until you will send us your confirmation that you have received and inspected the item and you agree to keep it. When we will have your confirmation we will release the money to the seller. Sincerely, Marisella Escrow Manager Escrow.Com Fax#: 1 206-222-2914.   Copyright ) 1999-2008 Escrow.com. All rights reserved.

 

New Blog Provides Business Insurance Information for Entrepreneurs

Business Insurance Now Announces New Blog Providing Essential Information for Entrepreneurs

On the rise to becoming one of the top providers of insurance to small business owners and entrepreneurs, Business Insurance Now has announced the arrival of their new blog providing customers with more than just quality business insurance products.

Allen, TX  -  February 21, 2008 -- Business Insurance Now has recently launched a new blog to provide small business owners and young entrepreneurs with knowledgeable information on improving their business. The company has quickly climbed to the top of their industry due to their complete commitment to the customer and their offerings of multi-faceted business insurance coverage.

Business Insurance Now has rapidly built their status as the insurance provider that not only supplies small businesses with quality insurance coverage, but also assists in their success as well. The company's recent launch of the "BIN Digest", a blog dedicated to helping small business owners and entrepreneurs, has changed the way information is provided for small business insurance providers across the country. Now, entrepreneurs have a one stop information source for all of their insurance needs and small business questions.

Exclusive information on improving small businesses from the "BIN Digest" as well as high quality insurance coverage can be viewed at www.BusinessInsuranceNow.com. The blog is updated on a regular basis and includes expert knowledge on topics such as financing small businesses, efficient small business software and tools, and other helpful business tips for developing a small business.

About Business Insurance Now:
Business Insurance Now is an Internet-based small business insurance provider that offers owners and entrepreneurs a quick and knowledgeable all-in-one shopping experience for liability and property insurance. They are proud to adhere to an ongoing pledge to their customers, while providing them with everything they need to create a successful small business.
Lately Business Insurance Now has maintained this commitment by giving even more back to their customers through their new blog the "BIN Digest". Now, not only do they provide outstanding small business insurance, but they also supply expert information on ways to advance a small business.

Further information about Business Insurance Now can be found at www.BusinessInsuranceNow.com.

Press Contact: James Cochran
Company Name: Business Insurance Now
Phone: (800) 668-7020
Website: www.businessinsurancenow.com

New Law to Overhaul College Student Loans

Academic Financial Solutions Evaluates New Law to Overhaul College Student Loans

Leading student loan debt consolidation company, Academic Financial Solutions, weighs in on the ramifications of the new College Cost Reduction and Access Act.

Tampa, FL  -  October 9, 2007 -- Academic Financial Solutions, a leading student loan debt consolidation company based in Tampa, Florida, evaluates the repercussions of the new College Cost Reduction and Access Act that President Bush signed into law on September 27.

Michael Babb, President of Academic Financial Solutions believes the new law will alter the entire landscape of the college student loan industry. Federal subsidies to private student loan companies will likely be reduced while the number of federal grants increases. The new legislation states that student loan interest rates will gradually be reduced to 3.4 percent on federally subsidized student loans for low-income students over a five-year period.

The Act makes college student loan payments more manageable for borrowers by guaranteeing that they will not have to pay more than 15 percent of their discretionary income in loan repayments. Also, borrowers that experience economic hardship may have their loans forgiven after 25 years.

It is estimated that the new college student loan legislation will eliminate 80 percent of student loan companies' subsidies over the next five years. This would result in significant losses in student loan benefits for students, thus making it more expensive for students who have already graduated.

"The reality of the situation is that a vast majority of students will no longer be offered interest rate reductions for on-time payments and other attractive incentives by the lenders," stated Michael Babb. "Even the larger lending institutions will be affected because it virtually wipes out their profit margins. You can't operate a lender-based program without a fair and realistic profit margin."

"The important thing to remember is what is in the student and borrower's best interests," Babb continued. "With college costs increasing almost 40% over the past five years, educational funding resources need to increase as well. Hopefully, this student loan legislation will help keep pace with this demand."

From its inception, Academic Financial Solutions established a reputation of serving the best interests of students and borrowers and has saved FFELP borrowers millions of dollars by reducing their college student loan payments through consolidation. For more information on student loan debt consolidation, call toll-free, 1-866-523-1474 or visit www.AcademicFinancial.com.

For more information, contact:
David Atkinson
Academic Financial Solutions
813-830-7906 x224
david.atkinson @ academicfinancial.com

Press Contact: David Atkinson
Company Name: Academic Financial Solutions
Phone: 813-830-7906+224
Website: www.AcademicFinancial.com

Supply Chain Advantage Suite Offers Low Total Cost of Ownership and Simple Upgrades

HighJump Software Helps Clients Maintain Low Total Cost of Ownership and Simplify Upgrades With Launch of HighJump Supply Chain Advantage Suite 10.0

Newest Release Delivers Continued Innovation in Adaptability and Increased Support for Global Supply Chain Operations

EDEN PRAIRIE, Minn.--April 22, 2008--HighJump Software, a 3M company, a global provider of adaptable supply chain execution solutions, today announced the release of HighJump Supply Chain Advantage suite 10.0. The release combines extended functionality in the HighJump product suite and a high level of adaptability to help clients better manage material flows throughout their operations and expedite upgrades. Expanded internationalization supports increasing supply chain globalization.

"Our clients require extensive functionality and a means to easily manage business processes which change due to regulations, continuous improvement initiatives, or new approaches to manufacturing and distribution models," said Chad Collins, vice president of global strategy, HighJump Software. "HighJump Software's key value proposition is our adaptable architecture and fast upgrades, which considerably drives down our clients' total cost of ownership."

"We're pleased with the enhancements in the release as well as our ability to quickly and easily upgrade our HighJump solution and maintain low total cost of system ownership," said Becky Randelin, systems analyst, maurices, inc. "Because each new release is included in our maintenance agreement, we receive tremendous value from our continued relationship with HighJump Software."

"Most HighJump Software clients are able to perform their own upgrades without requiring a paid consulting engagement," said Steve Banker, service director, Supply Chain Management, ARC Advisory Group. "For those clients that do elect to have a HighJump consultant involved, the services fees are typically around $10,000, a figure significantly below upgrade fees for other leading best-of-breed vendors."

HighJump Supply Chain Advantage 10.0 includes numerous advances across the supply chain suite:

Warehouse Management

The flagship HighJump Warehouse Advantage system now includes a warehouse wizard to support a user-friendly, streamlined approach to warehouse set-up. The system is fully internationalized and includes translations in nine languages, including Japanese. To support optimized outbound fulfillment processes, load and wave planning tools were enhanced and utilize a new Web-based user interface. The 10.0 release also includes a flexible approach for defining and tracking unique inventory attributes without limiting the number of attributes that can be tracked for a given item.

Adaptability Tools

HighJump Software's service-oriented architecture now provides more features that allow clients to optimize and modify supply chain business processes without changing underlying product source code and impacting their ability to perform fast upgrades. HighJump Software's supply chain process modeling tool, Advantage Architect, features broader revision tracking and the addition of an enterprise application repository. This helps HighJump solutions fit within clients' enterprise IT environments. HighJump Software's Web-based, common user interface framework, WebWise, also provides a more user-friendly experience and allows product screens to be run on handheld computers and cell phones.

Billing Management for Logistics Services Providers (LSP)

A new, comprehensive solution for managing and optimizing the billing process, HighJump Billing Management enables providers of logistics services and third-party logistics to support the complex contractual requirements that often exist with their clients. With this product release, billing can be based on material handling transactions, storage capacity utilization, and client-specific billing requirements. The solution gives companies visibility into actual costs with comparisons to what was invoiced to replace the oversimplified practice of spreading client costs evenly across all accounts.

HighJump Billing Management creates a single billing platform for all systems. This is possible by accepting data imports from other applications, such as those for transportation management, time and attendance, and parcel manifesting.

Labor Management

HighJump Software's labor management solution, HighJump Labor Advantage, provides a comprehensive performance management tool to plan and manage the distribution center workforce. In addition to being fully internationalized to support various languages and regions without engineering changes, the latest release includes the ability to forecast and plan for labor within all major fulfillment functions of a facility, such as picking, packing, loading and shipping. These features allow distribution center management to ensure the proper capacity in the workforce and assign employees to the appropriate functional areas.

Warehouse Management for Small and Mid-sized Businesses

HighJump Software recently launched HighJump Warehouse Advantage-45, a warehouse management system targeted at small and mid-sized businesses. The product is designed to be implemented in 45 business days with a well-defined scope of business processes. The solution speeds the setup of data in the warehouse, including an implementation playbook that guides the client through the implementation process and detailed user guides that help clients learn to use the system.

The solution is built upon the same world-class technology as the tier one HighJump Warehouse Advantage solution. This allows companies to support growth by adding more complex warehouse management capabilities as business demands warrant.

Manufacturing Execution

HighJump Manufacturing Advantage, HighJump Software's manufacturing execution system, has been fully internationalized and features translation in Japanese. Additionally, the release includes user interface improvements to the shop floor data entry touch screen to increase the efficiency and accuracy of an operator's data entry. The new version also reduces a company's reliance on paper-based lean inventory methodologies by providing enhanced support for lean manufacturing environments, including electronic kanban integrated with warehouse management.

About HighJump Software, a 3M Company

Forward-thinking companies entrust HighJump Software to power their supply chains. HighJump Software simplifies the art and business of creating, selling and moving products across global networks. Building upon 3M's history of innovation, HighJump Software helps more than 1,300 clients worldwide drive growth and manage change. www.highjump.com

About 3M

A recognized leader in research and development, 3M produces thousands of innovative products for dozens of diverse markets. 3M's core strength is applying its more than 40 distinct technology platforms - often in combination - to a wide array of customer needs. With $24 billion in sales, 3M employs 75,000 people worldwide and has operations in more than 60 countries.

HighJump is a trademark of 3M. Other names and trademarks may be the property of their respective owners.

Contacts

HighJump Software LLC
Cara Strohack, 519-746-3736 ext. 5010
cara.strohack@mmm.com
http://www.3m.com/PressContact
or
LaBreche
Mark Holterhaus, 612-392-7616
mholterhaus@labrechereputations.com

Surprise Growth Of Mobile Internet

 

BuzzCity reports surprise growth of mobile internet in Middle East myGamma Global Mobile Advertising Index shows growth following changes to mobile operator tariffs London - Apr 22, 2008 (PRN): BuzzCity (http://www.buzzcity.com), a provider of global wireless communities and consumer services, today reveals the myGamma Global Mobile Advertising Index demonstrating the popularity of its mobile social network. BuzzCity also reports surprise growth for demand of its service in Egypt and Saudi Arabia which will surprise both the global mobile community and digital advertising industries. It is likely the growth is directly linked with changes in mobile operator business models offering affordable and understandable ! mobile data packages. myGamma Global Mobile Advertising Index The following statistics shows advertising page views in the first quarter of 2008. 1. Indonesia: 654 million (up 13328% on Q1 2007) 2. India: 577 million (up 1522%) 3. South Africa: 426 million (up 418%) 4. USA: 132 million (up 917%) 5. Kenya: 79 million (up 424%) 6. Romania: 57 million (up 446%) 7. Bangladesh: 53 million (up 305%) 8. China: 37 million (up 6053%) 9. Brunei: 35 million (up 221%) 10. Pakistan: 35 million (up 814%) BuzzCity's myGamma social network service on mobiles operates on an ad-supported model as a primary source of revenue. Advertisements are served on myGamma and on more than 2,000 publisher sites globally. BuzzCity tracks the growth of the network and by extension, the growth of the mobile internet in more than 70 countries around the world. The company recently announced plans for a US office, a market where traffic has grown more than 900%, putting the US in 4th place. BuzzCity expects this to grow to more than 100 million page views per month in the next quarter. In 21st place is Canada, with 5 million page views per month, which has made a phenomenal growth of 11,800% over the last 15 months. This may mark the growth of a new market in North America. In Q1 of 2007 the myGamma banner network served a little over 260 million banners over its top 10 high traffic countries South Africa, India, Thailand, Kenya, Bangladesh, Brunei, USA, Romania, Nigeria and Malaysia. Over the first quarter of 2008, the Top 10 countries served more than 2 billion ads, a growth of 800%. The Top 10 also saw some new entrants, with Indonesia, China and Pakistan replacing Thailand, Nigeria & Malaysia which collectively served about 60% of the 3 billion ads served across the network.. KF Lai, CEO of BuzzCity, commented on the news: "In Q1 of 2008, we served more than 26 million banner advertisements to Egyptian users. This is a growth of 5,400% against the first quarter of 2007 when we served only 490,000 impressions. During this period, Saudi Arabian traffic grew by nearly 900% to 22 million banners. In both cases, increased mobile penetration and healthy competition among carriers invariably sees more consumer activity on the mobile internet. We are only going to see more of this, everywhere." Advertisers, such as Mozat in Singapore, have been quick to take advantage of the rise of the mobile internet in the Middle East and have targeted campaigns to Egypt and Saudi Arabia. BuzzCity has expanded its network to deploy new services in Croatia, Iran, Namibia, Nepal, the United Arab Emirates and Yemen. Download the myGamma Global Mobile Advertising Index For more information, contact: Skywrite Communications Catriona Biggart/Claudia Bate Tel: +44 20 7608 4650 Email: buzzcity@skywritecomms.com Website: http://www.buzzcity.com Information from Press Release Network may be freely distributed to any publication. Wherever applicable, please cite Press Release Network as the news source.

New Features From Domain Hosting Service Provider

Domain Hosting Service Provider Afhosting.com Releases New Design, Multiple New Features

To enhance their web and domain hosting services, AF Web Hosting recently released a new design and enhanced features; Users can now use cPanel Web Hosting and host multiple domains

March 14, 2008 -- Lead web and domain hosting service provider AF Web Hosting recently released a new design and multiple improved features as part of their commitment to providing the most reliable and affordable web hosting services for personal, small business and professionals.

cPanel Web Hosting, Unlimited Domain Hosting (ability to host multiple domains) was newly introduced by Afhosting.com. All AF Web Hosting plans come with Fantastico De Luxe, 24/7/365 online technical support.

Fantastico is a commercial script library which automates the installation of web applications to a website. Fantastico scripts are executed from the administration area of the cPanel, which consists of 50 applications on an auto-install basis.

Kenny O, ICT for Afhosting.com, stated, "With Online Site Builder, which is included free with all our web hosting plans, you can build an informative, attractive web presence that you can update and maintain in-house, without contracting outside developers."

As a reliable, affordable Internet solutions provider, AF Web Hosting now offers customers the following benefits to choose from:
•    Starter Plan -- Now 30GB Disk Space -- Now 100 GB Bandwidth and also free domain name registration
•    Business Plan -- Now 60GB Disk Space -- Now 300 GB Bandwidth -- Host up to 6 domains
•    Premium Plan -- Now 300GB Disk Space -- Now Unlimited Bandwidth -- Host unlimited domains -- free -- Perl, PHP 5 & PHP 4 support -- Forums, Blogging, Photo Galleries and much more …

AF Web Hosting's range of shared Internet and Web site hosting service plans cover the following countries:

USA - UK - Canada - Australia - New Zealand - France - Gibraltar - Ireland - South Africa - Japan - Brazil - Argentina - Peru - England - Scotland - Wales

Additionally, Afhosting.com also wants to make clear that regardless of the city a user lives in, the company can provide a cheap Web site hosting service option from their shared plans to ensure that sites are live and ready across the world and in users' local areas, 24 hours a day.

This means that users in Alabama - Alaska - Arizona - Arkansas - California - Colorado - Connecticut - Delaware - District of Columbia - Florida - Georgia - Hawaii - Idaho - Illinois - Indiana - Iowa - Kansas - Kentucky - Louisiana - Maine - Pennsylvania - Rhode Island - South Carolina - South Dakota - Tennessee - Texas - Utah - Vermont - Virginia - Washington - West Virginia - Wisconsin - Wyoming … or elsewhere in the USA, can get an AF Web Hosting plan to meet Web site hosting and Internet eBusiness needs, seven days a week.

The new and improved hosting solutions provider offers an unmatched opportunity for any business to tap into the power of state of the art and advanced solution web hosting services. At only $5.95 per month, the cheap web hosting packages still offer unbeatable value for money.
For more information on AF Web Hosting's new domain hosting services and enhanced features, please visit www.afhosting.com.

Contact:
June Teo
AF Web Hosting
301-637-2425

Press Contact: June Teo
Company Name: AF Hosting
Phone: 3016372425
Website: http://www.afhosting.com

High School Students Earn Tuition-Free College Credit

Minnesota Virtual High School Students Earn College Credit Tuition-Free Through DeVry University

Full-Time Students Also Eligible for School-Supplied Laptop, Internet Allowance

MINNEAPOLIS--April 21, 2008--Minnesota Virtual High School students are now eligible to participate in the Passport2College program offered through DeVry University, one of the largest degree-granting higher education systems in North America. This unique program allows full-time juniors and seniors who meet residency and GPA requirements to take up to two college credit classes tuition-free through DeVry University, which is accredited by the Higher Learning Commission of the North Central Association.

"The Passport2College program creates a clear pathway to college by giving students the opportunity to take online college classes at no charge while still in high school," said Minnesota Transitions Charter School Superintendent Tony Scallon.

And beginning with the 2008-09 school year, Minnesota Virtual High School will provide a laptop and an Internet stipend to all new full-time students. Existing full-time students will be able to take advantage of the offer when they re-enroll for the fall semester. Minnesota Virtual High School is made possible by a partnership between Minnesota Transitions Charter School of Minneapolis and online learning leader Advanced Academics, Inc.

"Providing students a school-issued laptop and Internet stipend ensures that all students interested in learning online have the equipment they need to succeed," said Jeff Elliott, president of Advanced Academics. "These enhancements to an already strong program make online education an even more appealing way for Minnesota students to earn their high school diploma."

Minnesota Virtual High School is a free online public high school that offers full and part-time education for state residents in grades 7-12. The program is a flexible, high quality option for students who are looking for an alternative to the traditional school environment.

Students earn their high school diploma, issued by a local Minnesota school district, in a personalized program featuring one-on-one access to Minnesota-certified teachers, 24/7 student support, and full high school curriculum including electives and advanced placement courses. Minnesota Virtual High School students are able to participate in sports and other activities through Minnesota Transitions Charter School. For more information, please visit www.MinnesotaVirtualHighSchool.com

About Advanced Academics

Advanced Academics, a leader in the field of online learning, partners with schools and districts in more than 30 states across the country to offer a customizable online solution that uniquely serves each customer. Advanced Academics' program has proven to be extremely successful in providing flexible learning opportunities for students in grades 7 through 12 and increasing overall student academic performance. The program offers comprehensive middle and high school courses, highly-qualified, certified teachers, and a web-based learning management system that enhances student learning. A subsidiary of DeVry Inc. (NYSE:DV), Advanced Academics is accredited by The Commission of International and Trans-Regional Accreditation (CITA) and the North Central Association of Colleges and Schools (NCA). For more information, visit www.advancedacademics.com and www.advancedacademics.net.

Contacts

Advanced Academics
Meg Martin, 405-397-6156

New Love From Above Campaign

It's Paisley, Love

McKinney and Virgin Atlantic Airways Create Virgin Atlantic Paisley as Part of New Love From Above Campaign

April 17, 2008 -- McKinney, Virgin Atlantic Airways and its agency of record, McKinney, have created a new brand expression for the innovative airline: Virgin Atlantic Paisley.

Introduced as part of Virgin Atlantic's new Love From Above campaign that helped celebrate its newly unveiled Premium Economy cabin, the highly visual, intentionally clashing red and purple paisley was designed to imply both style and substance. At first glance, the paisley reflects iconic British design. But upon further inspection, travelers can see something more: Virgin Atlantic and British bits and bobs, such as umbrellas, tea cups, lions, planes and Big Ben sprinkled throughout the lively design.

Keith Ciampa, McKinney interactive creative director, teamed with UK-based Robert Gonzales to create design templates flexible enough to plug in dynamic messages that were tailored to a variety of environments and audiences both online and off. The paisley can be seen throughout the entire Love From Above branding platforms that includes everything from beer glasses and coasters to outdoor boards, kiosks, wrapped London cabs, online banners and Virgin Atlantic's first-ever WAP site, http://LoveFromAbove.mobi.

Quotes attributable to Aimee Young, head of brand and advertising, Virgin Atlantic North America:

-    "For 24 years, we've approached flying differently, treating our passengers like guests and innovating on their behalf. In recent years, we've been known for the distinctive features in Upper Class, such as the complimentary limo service and onboard bar. Love From Above reminds travelers we deliver a phenomenal experience regardless of where they sit on the plane."

-    "The paisley celebrates Virgin Atlantic's belief that traveling doesn't have to be a boring, stuffy affair and Love From Above helps us connect with people who see travel the same way we do."

Quotes attributable to Keith Ciampa, Interactive Creative Director at McKinney:

-    "Virgin Atlantic Airways is a premium brand and our goal was to capture the brilliant basics and magic touches that create every flight experience."

-    "Virgin Atlantic Airways is known for its unparalleled service and innovation. Including the newly unveiled Premium Economy cabin, which is now featured on every flight from the US. But how many companies can boast their very own paisley?"

Please contact Janet Northen at email protected from spam bots to arrange an interview and/or for additional quotes.

About Virgin Atlantic
Founded in 1984, Virgin Atlantic Airways now offers high-flying service from 10 U.S. cities to London, operating long-haul services to 33 destinations worldwide as far apart as Las Vegas, Tokyo, Delhi, Boston and Shanghai, with recent growth to Mumbai, Dubai, Nairobi and Chicago. Even with Virgin Atlantic's growth, the service still remains customer driven with an emphasis on value for money, quality, fun and innovation, ensuring flying Virgin Atlantic is always an event.

-    There are 38 aircraft in Virgin Atlantic's fleet, comprising 747-400s, A346-600s and A343-300s.
-    Sir Richard Branson is the Founder and President of Virgin Atlantic.
-    In 2007, Virgin Atlantic carried approximately six million passengers. Even with Virgin Atlantic's growth, the service remains customer driven with an emphasis on value for money, quality, fun and innovation.

About McKinney
McKinney is an advertising agency pioneering the industry in crafting rich conversations that build strong emotional and transactional connections between brands and the right people.

Founded in 1969, the Durham-based agency has created some of the most innovatively integrated marketing communications programs, including Audi of America's Art of the H3ist, Travelocity's Roaming Gnome, the Polaris CEO Duel and the launch of the Sony Bravia LCD TV. McKinney's clients include Brown-Forman Corporation's Southern Comfort, Coldwell Banker, Full Frame Documentary Film Festival, Major League Gaming, The NASDAQ Stock Market, Qwest Communications, Travelocity, Virgin Mobile USA and Virgin Atlantic Airways. Two-time winner of the Yahoo! Creative Summit and one of the top EFFIE winning agencies in 2007, McKinney's work is also recognized by the Cannes Advertising Film Festival, the New York Andy Awards, the One Show and the Interactive Advertising Bureau's MIXX Awards, among others.

McKinney is an independent operating subsidiary of Havas, the sixth-largest advertising and communications group in the world. For more information, visit our Web site at www.mckinney.com.

Press Contact: Default User
Company Name: Mckinney and Silver
Phone: 919.313.4062
Website: http://LoveFromAbove.mobi

FICO 08 Won't Stop Scammers Targeting Companies Seeking Business Credit Services

Business Credit Services Company Business-Tradlines.com Says FICO 08 Won't Stop Scammers

Business credit services company Business-Tradlines.com comments on business owners seeking investment capital and corporate credit under FICO 08.

Little Rock, AR  -  April 15, 2008 -- Business-Tradlines.com, an online business credit services company, fears FICO 08 will not stop scammers from preying on businesses seeking investment capital. Corporate credit seekers will still face tradeline fraud, despite the good intentions of FICO 08, according to Business-Tradelines.com.
 
"What you should understand about scammers is they prey on desperation. And they are very creative, too. If it's not one form of scam, it's another," says Adam Stevens, Managing Director of Business-Tradelines.com.

The major challenge to small business owners is lack of credit history and thus, a low credit score, if any. This prevents them from taking out a loan or a line of credit. Corporate credit lenders typically only lend large amounts to businesses with good personal credit scores. Business-Tradelines.com offers a program that will allow small business owners to bypass the FICO credit scoring system and leverage business credit scores into maximum funding.

Scammers who purport to offer business tradelines often guarantee a business credit score of 80 almost instantly. Stevens says the key to knowing if a business tradeline is a scam is the sense of urgency presented on its Web site.

FICO 08, as an updated credit scoring system, completely disregards authorized user accounts in calculating credit scores, Stevens says. This slight adjustment in scoring is expected to affect millions of Americans who are banking on authorized user accounts to boost credit scores. Stevens fears FICO 08 might just give birth to a new form of scam.

"Aside from tradelines, the only other option for small businessmen is to personally guarantee the loans of their businesses. Now there is a growing awareness of how dangerous this is. We can really expect new business owners to seek out options other than personal loans and, as I said, scammers can be creative," Stevens said.

About Business-Tradelines.com
Business Tradelines helps take companies to the next level by providing the tradeline resources and business credit services necessary for business financing. New and existing business owners can learn about the next generation in corporate credit strategies by visiting http://business-tradelines.com/.

Press Contact: Adam Stevens
Company Name: Investor Technologies
Phone: 866-628-5187
Website: http://business-tradelines.com/

Nation-wide Bankruptcy Education Approved

Advantage Approved for Nation-wide Bankruptcy Education

Advantage Credit Counseling Service has been approved by the Executive Office of the United States Trustee to provide consumers in 47 states* with the required pre-discharge bankruptcy education course through the internet.**

Pittsburgh, PA  -  November 8 -- Advantage Credit Counseling Service has been approved by the Executive Office of the United States Trustee to provide consumers in 47 states* with the required pre-discharge bankruptcy education course through the internet.**

The Bankruptcy Reform Act of 2005 mandates that consumers complete financial counseling and education as part of the bankruptcy process. Once the counseling and education requirements are met, Advantage CCS is approved to issue certificates in compliance with the bankruptcy law to allow consumers to complete the bankruptcy filing process.

"Advantage looks forward to serving clients who are going through the bankruptcy process," Advantage CCS President and CEO Stephen Piotrowski said. "The approval to provide online bankruptcy education gives Advantage the ability to help many more individuals struggling to exit bankruptcy across the United States."

In 2006, Advantage CCS provided bankruptcy counseling and education to over 6,000 consumers.

Consumers can enroll in and complete their bankruptcy education requirements by logging on to www.advantageccs.org.

Advantage Credit Counseling Service, formerly known as Consumer Credit Counseling Service of Western Pennsylvania, is a non-profit 501(c)3 community agency that educates consumers about wise money management and the responsible use of credit.

Since 1968, Advantage has provided help and hope to thousands of consumers who have been debilitated by enormous financial worries. The experienced counselors at Advantage provide confidential budget and debt management counseling.

Advantage is accredited by the Council on Accreditation (COA) and is a member of the Better Business Bureau. Advantage is also a member of the National Foundation for Credit Counseling (NFCC), the umbrella association for over 115 credit counseling agencies nation-wide that promotes the highest member standards for credit counseling.

*Advantage CCS is not approved to provide the internet bankruptcy education course in Alabama, North Carolina and Oregon.
**Approval does not endorse or assure the quality of an agency's services.

Contact:
Kristen Garrett, Public Relations Coordinator
(412) 390-1300 x 107

Press Contact: Kristen Garrett
Company Name: Advantage Credit Counseling Service
Phone: 412-390-1300
Website: www.advantageccs.org

Global Space Tribes New WayTo See The World

8W8.com for Travel and Internet Enthusiasts: Browsing Through the Novel '8W8 – Global Space Tribes' by Ralf Hirt (Amazon Books Kindle Bestseller)

8W8 - Global Space Tribes is a new way to see the world. It is written for everyone who uses the Internet, travels and is interested in any aspect of the world in the 21st century. It is a fast and enjoyable read which takes the reader from point 'A' to the world of the Global Space Tribes. Extracts of the futuristic and visionary novel by Internet Globalist Ralf Hirt are available on www.8W8.com. 8W8 – Global Space Tribes has climbed into top ranks in various Amazon Kindle categories including Travel, Globalization, Computer & Internet. It is available in both print and as Kindle edition.

New York  -  April 14 -- The new fiction work '8W8 – Global Space Tribes' begins and ends on an airplane flight which serves as bookends to a fantastic journey. It is difficult to tell if the story begins with the central character, O.K. Fellow staring out of the cabin window musing about his inability to see the world as he knows it must exist. Although the elements he wants to see don't manifest themselves in our traditional three-dimensional world, he intuitively knows that they are there, albeit invisible to the naked eye. Or, does the novel begin when the 15 members of the Golden Sky, an IT think tank, in their break out meeting in a mountain palace on the Big Island, Hawaii?

Like Hirt's vision, the mountain palace is a metaphor, invisible to the outside world. All one can see from the outside is a six-story reflection of the sun during the day, and in the evening, the moon and stars. Yet, behind this golden mirror an entire world exists: a mountain stream navigates from floor to floor, an entire self-sustaining farm functions on the bottom floor and our band of 15 IT thinkers amble about from floor to floor, from high tech conference rooms, to dining rooms, to fitness rooms, to swimming pools; all invisible outside the golden mirror.

Like modern travelers, today, they set out from point 'A' and plan to reach point 'B' within a predetermined amount of time. What our travelers don't know is how they are going to get there and where, exactly, they are going. The group is heavily weighted by business people with above average understanding of the Internet and IT technology and a visceral belief that what was needed is a new world modeling engine. Among them is a blind philosopher, who, through cunning, had been able to hide his blindness from his companions, but it is he who first sees the direction in which they are going.

However, it was Theresa Raffles who began to unravel the conundrum by interpreting messages sent to her by O.K. Fellow on his flight from San Francisco to Berlin where the story begins:

"Look at the way you look at lights. They are diamonds. Christmas lights and then, over Belgium, they are reduced to dots. You had finally reduced everything to dots, the basic elements. At one point, you had volumized, segmented and saw elements becoming streams. Later on, you create your own topography, envisioning hills, slopes and mountains."

Slowly, the group begins to assemble the pieces. They stumble upon the idea of using a virtual helicopter which contains a computerized system, a new world modeling engine, which they call "8W8." From this platform they are able to look down on the world and see business opportunities, the state of the environment, wealth and resources and, ultimately, intangibles such as human emotions.

This is a book for every business traveler; a fast and enjoyable read which takes the reader from point 'A' to the world of the Global Space Tribes. Extracts are available on www.8W8.com.

With over a decade of global Internet industry experience at companies including Glam Media and DoubleClick (Google), Hirt is well placed to comment on the possibilities for technology in an ever-more tightly connected world. Originally from Stuttgart, Germany, he has lived and worked in China, Australia, the United Kingdom and now resides in New York City, NY. Rarely, if ever unconnected, Hirt has used his first hand experiences of the business and social changes wrought by the Internet to write an enjoyable and intriguing novel that give readers much to ponder as they navigate their way through the 21st century.

"8W8-Global Space Tribes" combines engaging characters with a fascinating philosophy to create a new vision for the future. Not just for those interested in business, marketing or investment, "8W8-Global Space Tribes" is also a must read for anyone who has ever logged onto a computer or sat on a plane.

For more information or to request a free review copy, members of the press can contact the author at permissions @ 8W8.com and visit www.8W8.com. "8W8-Global Space Tribes" is available for sale online at Amazon.com, Target.com, BookSurge.com, and through additional wholesale and retail channels worldwide. It also is available together with New York Times Bestseller Freakonomics as Best Value bundle on Amazon.com during the months of April 2008.

About the Author
Ralf Hirt is an executive at Glam Media, Inc, a leading online source for women. Previously, he spent nine years with DoubleClick (Google) in London, Hong Kong, Sydney and New York City, NY. He currently lives with his wife and son in Manhattan, NY.

About 8W8 ventures
8W8 ventures inc. is an Internet Knowledge & Development firm from New York City, NY and can be visited on www.8W8.com or reached via email info @ 8W8.com.

Press Contact: Jean Hao
Company Name: 8W8 ventures inc.
Phone: 650.636.5255
Website: http://www.8W8.com

Experts Provide Retail Business Bankruptcy Analysis

Business Experts Provide Analysis of Recent Retail Bankruptcies

Creditntell's weekly newsletter, Retail News & Views, featured an editorial this past Tuesday entitled ''The Booming Business of Bankruptcy'' that draws a strong correlation between the fallout of the 80's LBO's to today's highly leveraged retailers facing higher administrative costs, rising energy expenses, declining sales and increasing interest rates.

April 17, 2008 -- Everywhere you look another highly respected publication is painting the future outlook for most retail segments as gloomy. As recently as April 15th The New York Times ran a front page story suggesting the year ahead will be difficult at best and disastrous at worst for any retailer that depends on the level of consumer discretionary income not taking a hit.

Information Clearinghouse, Inc. (d.b.a. F&D Reports and Creditntell.com) has been evaluating and anticipating the future prospects of all the key retail players in seventeen separate and distinct sectors since 1993. The company's three senior executives collectively present over 100 years of relevant financial and bankruptcy expertise that provides insights not available anywhere else. Chief Executive Officer, Lawrence Sarf, alone has 40 years of practical hands-on retail experience in disciplines ranging from operations & marketing to finance. He has been recognized by the Southern District of New York Federal Bankruptcy Court as an Expert which has enabled him to serve in a consultative capacity in over 1,000 insolvency proceedings. In a recent interview when asked about the current economic environment, Mr. Sarf commented: "Everything is cyclical and we are well into a period where the weaker players will be headed to the courthouse and attempting to reorganize under Chapter 11. The changes to the Bankruptcy laws in 2005 has made reorganization much more difficult, consequently there are many troubled retailers that have been holding on much longer than they would have had they had access to the older much more debtor friendly laws. They simply can not delay the inevitable much longer."

Creditntell's weekly newsletter, Retail News & Views, featured an editorial this past Tuesday entitled ''The Booming Business of Bankruptcy'' that draws a strong correlation between the fallout of the 80's LBO's to today's highly leveraged retailers facing higher administrative costs, rising energy expenses, declining sales and increasing interest rates ... a perfect storm that will make the navigation to calmer seas a yeoman's task, many will sink. Recent retail bankruptcies referred to in the editorial include: Sharper Image, Corp., Buffets Holdings, Inc., and The Wornick Company.

Other names-in-the-news where we have recently prepared comprehensive analyses are Linens 'N Things, Bon Ton, Macy's, Dick's Sporting Goods, Circuit City, Foot Locker, Rite Aid, Winn Dixie, Duane Reade, Dollar General, and Sears, which not only take a look back at what has happened but also provide a look forward indicating what hurdles must be cleared in order to succeed.

The next year or two will be tumultuous and the astute financial executive or investor will be well served to follow the advice of time-proven industry experts.

For additional information visit:

www.creditntell.com
www.fdreports.com


Press Contact: Dennis Cantalupo
Company Name: Information Clearinghouse, Inc.
Phone: 1-800-789-0123 +110
Website: www.creditntell.com

Nevada Corporation Owners Not Private

Nevada Corporations Owners No Longer Private: Corporate Veil Still Powerful

The State of Nevada has made a change in the privacy rules. State of Nevada still powerful in its pro-business stance. Those who have relied on bearer shares or other means to protect privacy may need to review corporate structure.

July 7, 2007 -- Bowing to pressure from several courts, the IRS and other governmental agencies, the State of Nevada has announced that it will enact certain reforms that will balance its pro-business stance while curbing alleged abuse by suspected individuals and firms who have misused Nevada laws in order to hide assets and identities.

Scott Letourneau, CEO of Nevada Corporate Planners, nationally known expert on how to incorporate in Nevada as well across the country, has written and spoken often about the misapplication of Nevada law by those touting bearer shares and use of nominees to hide identities.

Quoting Letourneau from a recent seminar for entrepreneurs, "When it comes to protecting your hard earned assets you want every advantage possible." Letourneau also agrees with the Nevada Secretary of State in that it appears promises are often made to those who incorporate in the State of Nevada that there is a level of privacy for the owners of a corporation or LLC that will help them in case of a lawsuit and that if they get sued no one will find out who the owner of the corporation or LLC may be. While touted as a means to prevent them from being the target of frivolous lawsuits, there have been cases of fraudulent acts by the incorporators as well as the companies.

Based on his knowledge and experience, Mr. Letourneau has found that the challenge in the creation of rock solid asset protection plan should not rely solely on the illusory promise of privacy through the use of Bearer shares (which don't work) and nominees (which work to a certain degree). Rather, to quote Mr. Letourneau, 'If the whole plan is designed to prevent the discovery of your assets to fend off a lawsuit and the corporation or LLC lacks substance; there are no employees anywhere; and no business license, the plan is doomed to fail'. In short, there is no asset protection.

Due to the abuses, Nevada is banning the use of the bearer shares and taking other remedial action, all of which are aimed at reducing the fraudulent actions but maintaining the State of Nevada's Pro-Business stance. However, Nevada is still powerful in the protection of the corporate veil. Those who have relied on a scheme like bearer shares or other disallowed actions for privacy should investigate what changes are necessary under the new Nevada laws. To learn more about these changes or to find other valuable information, visit Nevada Corporate Planner's website at www.nvinc.com/research

If you would like more information about this topic, or to schedule an interview with Scott Letourneau, please call JoAnn Gould at 702-367-7373.

Press Contact: Scott Letourneau
Company Name: Nevada Corporate Planners
Phone: 702-367-7373
Website: www.nvinc.com

Sexography Tale of Survival and Finding One's Self

Phoenix Books' Sexography: a Triumphant Tale of Survival and the Journey to Finding One's Self

A new memoirs detailing the triumphs and tragedies associated with learning about one's sexual self, Sexography by Carly Milne opens a new door of discussion about surviving sexual traumas with honesty, wit and hope.

Los Angeles, CA  -  October 29, 2007 -- Sex may sell, but getting women to talk about it from the heart without theatrics and jokes isn't always the easiest task...and it's not hard to understand why. Women are plagued with issues about sex from birth, sometimes causing them to act out, other times creating feelings of shame and guilt -- and that's not even counting those who have suffered from various forms of abuse. One unique book seeks to change all that by ushering in a new era of intimately honest communication designed to deconstruct female sexuality. That book is Sexography, written by Carly Milne.

By turns serious and playful, Sexography maps the coming of age, tragedy and rebirth of one woman's sexual self. From "making out" with imaginary Hollywood stars in her closet (and getting busted) to coming to terms with abuse, assault and rape; from embracing her curiosity enough to become a sex toy tester to accepting and dealing with her tumultuous past, Milne paints a brutally honest -- and, at times, amusing -- picture of what it's like to learn about and experience sex in every sense of the word.

"At times my path has been dark, but what helped me through it was dealing with it creatively," Milne says. "I've seen and done some off-the-wall stuff to help me heal, like openly blogging about intimate details of my sex life, publicly experimenting or working as a publicist in the porn industry. And I'm not saying everyone needs to do what I did, but maybe what I went through can help others find their own path."

Milne's story begins in her childhood homes of Edmonton and Calgary, Alberta, Canada, where she began her journey with the typical kind of curiosity that all children have, doing things like examining her Barbies for some hint of genitalia. But soon she found herself faced with sexual abuse at the hands of trusted adults, which is where her story takes readers on a wild, amazing and sometimes painful trip that spans both Canada and the U.S.

Milne vividly recounts first kisses and first loves amid brewing trauma, sharing the inner workings of her mind as she finds the strength to battle through events that threaten to tear her apart. After discovering her likes and dislikes, marrying and divorcing, and finding a caring support group, Milne finds the courage to heal herself once and for all.

In an effort to further open the channels of communication about these issues, Milne has partnered with RAINN -- the Rape and Incest National Network -- for various fundraising events surrounding the book's release. Says Milne, "Working with RAINN is an honor. Part of the reason why I wrote the book is because I wanted to help other women who have suffered through similar experiences, giving them the change to find a voice and regain their strength. Being able to do that is worth everything I went through."

Whether you've been through similar experiences or just know someone who has, Sexography will change your mind about why and how survivors survive.

About Carly Milne:
Carly Milne has written for Glamour, Variety, Maxim, Stuff, Bitch Magazine, Whole Life Times, AOL and more. She has also been interviewed by Marie Claire, Entertainment Weekly, Cosmopolitan, Sex TV and E!, among many others, and has been published in several books. This is her first full-length non-fiction work. Read more about her online at www.carlymilne.net.

For more information on Sexography, please contact:
CJ Bergthorsen, Type A Public Relations
310.933.5796
www.typeapr.com

Press Contact: CJ Bergthorsen
Company Name: Type A PR
Phone: (310) 933 5796
Website: www.typeapr.com

Retirees Facing Lifetime Tax Bill Over $1 Million

Many Canadian Retirees Are Facing a Lifetime Tax Bill of Over $1 million

The results from over 10,000 reviews of the TriDelta E  state 100 planning tool shows that for many older Baby Boomers and retirees, they are facing a tax bill of more than $1 million over the rest of their lives.

Toronto, ON  -  April 18, 2008 -- The results from over 10,000 reviews of the TriDelta Estate 100 planning tool shows that for many older Baby Boomers and retirees, they are facing a tax bill of more than $1 million over the rest of their lives.

Since being launched just over a year ago, the results have shown the following:

Median Estate Value: $1,944,000 (the mid-point of all values)

Median Lifetime Tax Bill: $1,032,000         

The main culprit in the high tax numbers is Canadians passing away with large RRSP/RRIF balances. In many cases, Canadians will see 40% to 50% of these assets going to the government instead of their estate.

"Many Canadians don't realize how much of their registered assets will be taxed at death. Fortunately, with proper planning and some unique strategies, often much of this tax can be avoided," said Ted Rechtshaffen, CFP and President of TriDelta Financial Partners.

"The key to minimizing these taxes starts with an effective strategy to time RRSP and RRIF withdrawals, and the new tax free savings accounts will be a big help. Some other strategies are ideal for 2008 because of the low interest rates and high dividend yields that we are seeing," said Rechtshaffen.

The TriDelta Estate 100 is a free tool available at www.tridelta.ca. This tool helps those who are retired or close to retirement determine how much of an estate they will have -- essentially 'will I outlive my money, and if not, how much will be left over?' The other key question that is answered is 'how big will my lifetime tax bill be?'

TriDelta Financial Partners is a firm located in Toronto, Canada that works with many "Classic Canadian Retirees" to help them learn to enjoy life more. TriDelta Financial Partners is a financial planning firm whose financial planner and financial advisor specialists offer investment, mortgages, insurance, retirement planning, tax reduction strategies and estate planning solutions to Canadians.

TriDelta Financial Partners have access to the entire market for the best combination of products, ensuring that clients receive optimized financial planning and estate planning solutions to maximize their financial wealth and achieve financial peace of mind.

For further information: contact Ted Rechtshaffen, President and CEO, TriDelta Financial Partners, at (416) 733-3292

Press Contact: Ted Rechtshaffen
Company Name: TriDelta Financial Partners
Phone: 416-733-3292
Website: www.tridelta.ca

Paperless Residential Property Management

Residential Property Management Goes Paperless

Landlords and Renters have a great new tool to use with the launch of RentalSpaceNetwork.com, an online property management and rental advertising service. Created by a team of Real Estate and IT professionals, RentalSpaceNetwork.com promises to bring residential property management into the 21st century.

Tempe, Arizona, April 18, 2008-- Landlords and Renters have a great new tool to use with the launch of RentalSpaceNetwork.com (www.rentalspacenetwork.com), an online property management and rental advertising service. Created by a team of Real Estate and IT professionals, RentalSpaceNetwork.com promises to bring residential property management into the 21st century.

Managing rental properties is no easy task; the amount of advertising, paperwork, appointments, and payments that landlords and renters must deal with can be overwhelming. RentalSpaceNetwork.com will not only save people time and money, but it will also dramatically lessen the environmental footprint left behind by significantly reducing the use of paper and the amount of gas consumed powering vehicles.

The E-signature act of 2000 changed the way Americans do business by making the electronic signing of documents as legally binding as hand written signatures. RentalSpaceNetwork.com has created all of the necessary rental documentation in e-signature format which allows landlords and tenants the ability to sign, exchange and store documents online thus eliminating the need for printing, faxing, filing, and appointment scheduling. With just a click of a button people can Create, Fill Out, e-Sign, and Exchange: applications, customizable leases for all 50 states, move in/out forms, invoices and more. No more searching the internet for the proper forms and rental laws for your state; no more hard-to-read hand written leases; no more driving to meet with someone to give them an application or lease to fill out; no more fax machines.

In addition to the document exchange service, new Landlord Sign-Ups receive a customized ad for their property which includes a detailed property description, pictures, floor plans and virtual tours. Every ad also comes with an online availability calendar and printable property brochure. This ad will be placed on RentalSpaceNetwork.com and on one other keyword specific rental website giving the property valuable exposure.

RentalSpaceNetwork.com also provides a full payment center, where landlords can easily accept rent payments from their tenants online without having to set up their own merchant account. All that's required is a bank account, and the service comes with no set-up fees and no monthly fees. Landlords no longer have to wait for rent checks to arrive in the mail and are able to expedite the application and reservation process by accepting fees and deposits online. The time wasted making trips to the bank to deposit checks is eliminated and Landlords never again have to hear the age old excuse of "It must have gotten lost in the mail."

By using RentalSpaceNetwork.com, landlords can advertise their properties, screen prospective tenants, sign all of the proper rental documentation, and receive all of the necessary payments; all in one quick and easy to use place. Registered members can access and use their account from anywhere they have an internet connection.

For a limited time, landlords can try the service free of charge for one month for all of their rental properties. If they like what they see and wish to continue using the service, they can sign-up monthly for $24.99 per property or yearly for $199. There is also a special Bulk Listing Program for property managers or landlords with numerous rental properties. Landlords who choose to stop using the service will always be able access their account to view and print any document previously created. All data on the site is stored on secure servers behind numerous layers of protection and encryption.

All registered members of RentalSpaceNetwork.com undergo an identity verification test to help prevent identity theft and online fraud. All members can rest assured that the person they are doing business with on the site is who they say they are.

Landlords, whether you manage a house, condo, vacation rental, apartment complex, or corporate housing, RentalSpaceNetwork.com could be the solution to your property management needs. Sign-up for your free month of service to see what it is like to secure a qualified tenant in minutes with absolutely no faxing and no driving.

For renters, using RentalSpaceNetwork.com is always free. Search for the perfect rental property, create wish lists, check out property locations, print property brochures, e-sign your rental documentation, and pay your rent online. Make your life easier by signing up for a free account.

Rental Space Network, LLC (www.rentalspacenetwork.com)is a Tempe, Arizona based company dedicated to providing solutions in residential property management. The company operates over 250 websites that advertise rental properties.

Press Contact: Jamin Bollen
Company Name: Rental Space Network
Phone: 480-216-8610
Website: www.rentalspacenetwork.com

Latest Music Phone From Motorola Rocks Out

Rock Out and Look Good with the Stylish New MOTO™ U9: The Latest Music Phone from Motorola

The sensuous and smart design of the new MOTO™ U9 combines Motorola's iconic style with the best mobile music experience.

Libertyville, IL  -  October 16, 2007 -- Motorola, Inc. is showing off the stylish side of music with the introduction of MOTO U9. Through unique advancements in mobile entertainment technology, U9 makes music a multi-sensory experience and lets consumers rock out and look good - with an elegant form factor, Stereo Bluetooth®, CrystalTalk™ Technology, external touch sensitive music controls and floating for the latest mobile music experience, and animated screensavers that appear on the external display.

MOTO U9 delivers cutting edge mobile music capabilities:

-- Easy transition from phone to music and back again, MOTO U9 allows one-touch access to your library and pauses music as calls come through.
-- Microsoft Windows Media® Player 11 makes the U9 ready to rock as soon as it's out of the box, with simple synching and automatic recognition of the device.
-- Integrated music player supports multiple audio files: Windows® WMAv10 plus Janus DRM, MP3, AAC, AAC+, AAC+ enhanced.
-- Ability to download the latest music hits from more than 200 music stores onto the device from a PC using USB 2.0 for speedy transfers and data access. (1,2)

Additional in-demand features round out a complete mobile experience:

-- Up to 25MB of on-board user memory (3) and an optional microSD memory card enables storage of 4GB of music, pictures and other media.
-- Innovative CrystalTalk technology for better call clarity
-- Stereo Bluetooth wireless technology enables users to enjoy a wireless mobile stereo experience (4).
-- Advanced "speaker independent" voice recognition dialing and talking phone features take "hands free" to the next level.
-- A 2.0 megapixel with 8x zoom camera, multi-shot feature, video capture and playback, and light and landscape viewfinder delivers quality, printable (5) and sharable images.
-- Impressive messaging capabilities via MMS, SMS, WVIM, Push Email.

"MOTO U9 combines the surprising with the familiar, the latest in premium design and inventive controls with the next popular spin on Motorola's classic clamshell design to deliver the most stylish and dynamic mobile music experience," said Rob Shaddock, senior vice president of Feature and Mass Market Phones, Mobile Devices, Motorola. "MOTO U9 embodies the stylish side of Motorola's music-enabled devices, further building on our strong portfolio of products for a diverse global audience."

Seamless, small and light weight, the curvaceous U9 has been designed to fit perfectly in the pocket or hand. Its metallic gloss finish comes to life with animated screen savers that appear to "float" across the borderless external display. The external display is not just for show, however, as touch sensitive, digital keys let users control their music player from the outside.

Additional Capabilities
Delivering on its commitment to provide the world's most compelling mobile music experience, Motorola has also created an ecosystem of additional products, accessories and services that make it easy to access, download and enjoy a wide array of digital music.

Through an exclusive arrangement with recording artist Fergie, in select markets Motorola will provide exclusive content on the phone, promotional activities, and TV and print campaigns.

"Fergie is a GRAMMY Award-winning, multi-platinum superstar artist as well as a woman on the cutting edge of modern style. She is the perfect icon to help us communicate to consumers that style and music are integral to people as a way to express themselves -- and that MOTO U9 embodies those qualities," said Joni Christensen, director of Global Music Marketing, Mobile Devices, Motorola. More information about these promotions will be available soon.

For more information, please visit http://direct.motorola.com/hellomoto/motoU9.

Availability
MOTO U9 is expected to be available for purchase in fourth quarter of 2007 in Asia, Latin America and Europe. For specific regional availability and pricing, contact your local Motorola representative.

About Motorola:
Motorola is known around the world for innovation and leadership in wireless and broadband communications. Inspired by our vision of seamless mobility, the people of Motorola are committed to helping you connect simply and seamlessly to the people, information and entertainment that you want and need. We do this by designing and delivering "must have" products, "must do" experiences and powerful networks -- along with a full complement of support services. A Fortune 100 company with global presence and impact, Motorola had sales of US $42.8 billion in 2006. For more information about our company, our people and our innovations, please visit http://www.motorola.com.

Certain mobile phone features may not be activated by your service provider, and/or their network settings may limit the feature's functionality. Contact your service provider for details. All features, functionality and other product specifications are subject to change without notice or obligation.

(1) Network and/or SIM card dependent feature, not available in all areas. Airtime, data charges, and/or additional charges may apply.
(2) The unauthorized copying of copyrighted materials is contrary to the provisions of the Copyright Laws of the United States and other countries. This device is intended solely for copying non-copyrighted materials, materials in which you own the copyright, or materials which you are authorized or legally permitted to copy. If you are uncertain about your right to copy any material, please contact your legal advisor.
(3) Available user memory varies due to the configuration of the phone, which varies by service provider.
(4) This device supports Bluetooth A2DP and AVRCP profiles. In order for Bluetooth devices to communicate with one another, they must utilize the same Bluetooth profile. To determine the profiles supported by other Motorola devices, visit www.hellomoto.com/bluetooth. For other devices, contact their respective manufacturer.
Certain Bluetooth features including those listed may not be supported by all compatible Bluetooth-enabled devices, and/or the functionality of such features may be limited in certain devices, or by certain wireless carriers. Contact your wireless carrier about feature availability and functionality.
(5) Optional printer required

MOTOROLA and the Stylized M Logo are registered in the US Patent & Trademark Office. The Bluetooth trademarks are owned by their proprietor and used by Motorola, Inc. under license. Microsoft and Windows Media are either registered trademarks or trademarks of Microsoft Corporation in the United States and/or other countries. All other product or service names are the property of their respective owners. © Motorola, Inc. 2007. All rights reserved.

Press Contact: Haley Boruszak
Company Name: Motorola
Phone: 212-453-2405
Website: http://direct.motorola.com/hellomoto/motoU9

Medical Device Enables Minimally-Invasive Treatment

FDA Approves Medtronic's TalentT Abdominal Stent Graft for Repairing Aortic Aneurysms

Innovative Medical Device Enables Minimally-Invasive Treatment of Potentially Fatal Condition

MINNEAPOLIS--April 16, 2008--Medtronic, Inc. (NYSE: MDT), today announced approval from the U.S. Food and Drug Administration for use of the TalentT Abdominal Stent Graft on the CoilTrac Delivery System, an innovative medical device that expands patient access to a minimally-invasive treatment option for abdominal aortic aneurysms.

Present in an estimated 1.2 million people and responsible for approximately 15,000 annual deaths in the United States, an abdominal aortic aneurysm (AAA) is a dangerous bulge or weakening of the body's main artery that can rupture with fatal consequences if left untreated. Ruptured AAAs are currently the 10th leading cause of death among U.S. men over age 55, with fewer than 20 percent of people surviving a rupture. But early detection through painless ultrasound screening and minimally invasive treatment with a technique called endovascular repair (EVAR) have historically shown a significant improvement in the survival rate for patients of all ages.

"This important milestone demonstrates Medtronic's leadership and commitment to the field of aortic repair," said Katie Szyman, vice president and general manager of the Endovascular Innovations business at Medtronic. "Endovascular interventionalists in the United States now have access to the broadest portfolio of stent grafts for the treatment of their AAA patients. The Talent Abdominal System significantly increases the number of AAA patients who can benefit from minimally-invasive repair. As an alternative to open surgical repair, this device will save the lives of many people affected by abdominal aortic aneurysmal disease."

Expanding Indication for EVAR

The Talent Abdominal Stent Graft System makes endovascular repair (EVAR) accessible to an additional 20 percent of AAA patients, because of its unique proximal aortic neck length requirement of only 10 mm. Consisting of a woven polyester membrane supported by a tubular metal lattice, the device is specifically indicated for endovascular treatment of abdominal aortic aneurysms with or without iliac involvement. The stent graft is available in diameters of up to 36 mm, as well as flared and tapered iliac limbs of 8 mm to 24 mm.

With a 12-year history of strong clinical performance including more than 45,000 implants worldwide, the Talent Abdominal Stent Graft is designed to offer broad patient applicability, suprarenal fixation and positioning accuracy. The stent graft features radiopaque markers for visual guidance during deployment and follow up, and the delivery system uses a single-step release mechanism for smooth deployment and a coiled rod for enhanced trackability and flexibility.

"The Talent Abdominal Stent Graft has provided excellent patient outcomes in clinical practice and in clinical study," said Dr. Michael L. Marin, professor of Vascular Surgery and chairman of the Department of Surgery at The Mount Sinai Medical Center in New York. "In my own experience, with more than 750 successful implants using the Talent System, the performance of this stent graft has been very consistent, and its safety and efficacy have been well characterized through the results of our own clinical trial."

Advantages Over Open Repair

The Medtronic-sponsored clinical study of the Talent Abdominal Stent Graft System enrolled 166 patients at 13 medical centers between February 2002 and April 2003. All 166 patients received a Talent Abdominal Stent Graft; their outcomes were compared to those of 243 patients from the Society of Vascular Surgery (SVS) Surgical Control Group at 30 days and one year post-implant. Dr. Frank Criado, director of Union Memorial Hospital's Endovascular Program in Baltimore, was the principal investigator for the study.

The study demonstrated that the Talent Abdominal Stent Graft well exceeded the SVS Control in freedom from major adverse events at 30 days, with a statistically significant difference between the two groups: Talent, 89.2%; SVS Control, 44.0%. Although patients receiving the Talent Abdominal Stent Graft were older and had a higher baseline rate of co-morbidities, at 30 days post-implant they experienced lower rates of major adverse events compared with subjects treated with open surgery. Importantly, there were no aneurysm ruptures and no conversions to open surgery in the Talent group up to 12 months after device implantation.

"As Talent is already the leading stent graft for endovascular treatment of AAAs outside the United States, its approval by the FDA is a most welcome and exciting development," Dr. Criado said. "AAA patients in this country can now enjoy the benefits of this device, which has been shown in the pivotal clinical trial to have distinct advantages over standard surgical treatment."

In previous studies, EVAR has been shown to be an effective therapy for AAA, with fewer postoperative complications and shorter recovery times than open surgical repair. Results from a U.S. study published recently in The New England Journal of Medicine (Jan. 31, 2008), for example, indicate that perioperative mortality was significantly lower after EVAR than after open repair: 1.2 percent vs. 4.8 percent - a fourfold difference. Similarly, in a landmark study conducted in the United Kingdom and published in The Lancet (Sept. 4, 2004), the 30-day mortality rate for EVAR patients was 1.7 percent compared to 4.7 percent for patients who underwent open repair - a nearly threefold difference.

Although AAAs typically produce no symptoms until rupturing, they can be detected through a simple, painless and inexpensive ultrasound screening, which is offered free-of-charge to new Medicare beneficiaries. If detected before rupturing, AAAs with diameters of more than twice the size of the normal infrarenal aorta are typically treated with either open surgical repair or endovascular repair (EVAR). In contrast to open surgical repair, EVAR involves a minimally invasive procedure in which a stent graft is threaded through the femoral artery in a compressed state on a delivery system and expanded inside the aorta at the site of the aneurysm. Once in place, the stent graft creates a new path for blood flow, reducing pressure on the aneurysm.

As a pioneer of endovascular therapy development, Medtronic has been an innovator and leader in the endovascular stent graft industry for more than a decade, as evidenced by more implants than any other company. Its long history includes more than 130,000 patients treated with stent grafts dating back to 1995. Medtronic currently offers the broadest portfolio of endovascular stent grafts in the industry. These include the AneuRx AAAdvantage® and Talent Abdominal Stent Graft Systems in the United States, and the Talent Abdominal, Talent Thoracic and Valiant® Thoracic Stent Graft Systems outside the United States.

About Medtronic

Medtronic, Inc. (www.medtronic.com), headquartered in Minneapolis, is the global leader in medical technology - alleviating pain, restoring health, and extending life for millions of people around the world.

Any forward-looking statements are subject to risks and uncertainties such as those described in Medtronic's Annual Report on Form 10-K for the year ended April 27, 2007. Actual results may differ materially from anticipated results.

Contacts

Medtronic, Inc.
Public Relations
Joe McGrath, 707-591-7367
or
Investor Relations
Jeff Warren, 763-505-2696

Leading Provider of Auction Rate Securities Valuations

Houlihan Smith & Company is Leading Provider of Auction Rate Securities Valuations

CHICAGO, April 8, 2008 -- Abuses in sub-prime mortgage lending have triggered a "crisis of confidence" in the U.S. credit markets, according to Federal Reserve Board Chairman Ben Bernanke. Auction Rate Securities ("ARS"), which have not witnessed defaults on the underlying collateral since the early 1990s, have been treated by CFOs and Treasurers as conservative, short-term investments that were practically equivalent to cash.

However, due to the failing credit markets, investors have been left without the ability to liquidate their ARS portfolios -- causing companies to redefine the use of cash equivalents on their balance sheets. Even companies with ARS portfolios backed by the most secure and reliable collateral have suffered due to the extreme loss of liquidity.

"We view the current failing conditions in the ARS market being more indicative of a liquidity issue rather than a credit issue."

- Karl D'Cunha, Senior Vice President, Financial Opinions and Valuation

Services Group

Since the third quarter of 2007, Houlihan Smith & Co.'s experienced team of professionals have been valuing billions of dollars in failed ARS and other structured securities for some of the largest companies traded on the NYSE, AMEX, NASDAQ and other global exchanges. These ARS portfolios include:

    -- Student Loan Auction Rate Securities ("SLARS")
    -- Auction Rate Preferred Securities (collateralized by tax-exempt
       municipal bonds)
    -- Statutory Reserve Requirement ARS
    -- Complex Structured ARS issues by credit derivative product companies
       ("CDPC")

"Not every ARS is structured equally. The type and quality of the underlying collateral has a direct impact on the overall valuation of the security."

- Karl D'Cunha

Houlihan has developed a proprietary approach to valuing ARS that is presented in a clear and transparent manner. The methodology and underlying assumptions have cleared numerous Big 4 auditing firm reviews and have helped our clients ensure that they are properly recording these investments for financial reporting purposes

Houlihan Smith & Company Inc. ("Houlihan") is a national investment banking firm that specializes in providing financial opinions, valuation services and corporate advisory services to public and private businesses. The firm has over 125 experienced professionals with extensive industry expertise. This enables the firm to quickly respond and efficiently handle complex client engagements. Established in 1996, Houlihan is a registered broker-dealer and FINRA member committed to the highest levels of professional standards. The Houlihan name is synonymous with valuation and deal making expertise, leveraging years of experience, reputation and relationships.

Houlihan is also a recognized leader in corporate advisory services, having successfully transacted more than 500 merger and acquisition, capital restructuring, private placement, bankruptcy services, and ESOP advisory engagements. Every client situation is unique; therefore, the firm takes the time to understand each clients' needs to best match buyers and sellers, arrange appropriate financing, and create capitalization structures that optimize the client's potential.

For more information regarding our ARS valuation and advisory services, please contact, Karl D'Cunha at 312.499.5900 or kdcunha@houlihansmith.com
Website: http://www.houlihansmith.com/

College Loans Survey Stirs Student Loan Servicing Web Site

Student Loan Servicing Web Site Responds to Recent Survey on College Loans

StudentLoanCenter.biz, and online center for student loan information and assistance, is responding to the results of a new survey about how students are paying for college.

Carlsbad, CA  -  April 13, 2008 -- More undergraduates are turning to federal student loan funding to pay for college than in the past, according to a recent survey by the National Center for Educational Statistics. The student loan survey looked at college financial information over a 15 year period, and showed that the number of students taking out Stafford loans has increased across the board. StudentLoanCenter.biz, an online student loan servicing network, is available to help in a time when paying for college is more difficult than ever.

The student loan survey found that while 57 percent of undergraduates relied on a federal student loan in the 1995/1996 school year, 73 percent depended on subsidized and unsubsidized Stafford student loans in 2003/2004. Approximately 36 percent of financially independent undergraduates that used government student loan money in 2003/2004 took out the maximum subsidized and unsubsidized combined loan amount. This was an increase of 13 percent from the 1995/1996 school year.

This survey shows that student loan servicing is more important than ever for undergraduates, as the costs of getting an education continue to increase and many parents are unable to cover the costs for their children. The increased demand for government student loan funding also comes at a time when three large banks and dozens of other lenders have stopped their federal student loan offerings.

Student loan borrowing has increased the most for lower middle class, upper middle class and high income groups, according to the survey. Clearly, the increased demand for government student loan funding crosses socio-economic lines, and it is imperative that money is available to keep the number of college educated Americans high. The team at StudentLoanCenter.biz would like to remind students and parents that federal student loan money will remain available to anyone who qualifies. Some current students might have to use a different lender when they get their next student loan, but with a little assistance and information anyone can get the money they need to pay for college.

For more information about federal student loan funds, visit www.studentloancenter.biz.

About Student Loan Center:

The team at Student Loan Center has created a Web site to help students get through college without relying on help from parents or traditional loans. Students can get a large loan at a low interest rate while finishing college without worrying about money. Student Loan Center has the experience necessary to help students with any kind of information about repayments or interest rates.

StudentLoanCenter.biz was created by a team that is dedicated to making the whole process of getting a student loan much easier, and the most important part of this is accurate information. Students can learn everything they need to know about student loans, so they can easily pick the one that suits their situation. Anyone with questions or concerns about student loans can enter their Web site to get the answers they need.

Press Contact: Mike Cheslar
Company Name: Student Loan Center
Phone: 760-431-8594
Website: www.studentloancenter.biz

Free Telecom Magazine Subscriptions

Cable & Satellite International Cable & Satellite International: Europe's leading technology magazine for cable, satellite, terrestrial, IPTV and Mobile TV. While CSI's roots lie solely in covering cable and satellite developments, our focus in recent years has expanded in line with a converging marketplace. With this in mind, CSI now encompasses a wider editorial remit, looking at developments in mobile TV, IPTV, online/internet TV, home networking and other emerging areas of broadcasting and telecoms. Convergence is an overused, and sometimes misunderstood, term by the industry, but it is real and finally happening. We aim to cover these impacts as silos break down and end-users begin to consume the same digital content across multiple platforms. xchange xchange covers revenue-generating service-delivery strategies for full-service facilities-based providers -- from incumbents to competitors -- serving metro and rural residential and business communities. As the telecom industry evolves, xchange continues to provide information facilities-based service providers need to stay ahead. From telco TV to broadband wireless to IMS and beyond, xchange offers top-to-bottom editorial coverage of current technologies, business and marketing strategies, and features new services in the market.

 

 

 

 

 

 

 

 

 

 

 

Auction Rate Preferred Shares the Largest Case of Fraud in US History

Wall Street's Auction Rate Preferred Shares the Largest Case of Outright Fraud in U.S. History, Declares Americas Watchdog

Americas Watchdog is demanding the the Securities & Exchange Commission & every State's Attorney General start investigating "auction rate preferred shares" & the fact that citizens in every US state were sold these extremely risky investments by a bank or stock broker as, "same as cash". Now tens of thousands of US citizens are being told by a bank or stock broker, "we don't know when you will get your money back". Why is this the biggest single case of fraud in US history? Its because the investors did not want risk, they wanted safety, and instead of that they were given an exotic risky investment device by greedy Wall Street investment houses & US banks. Why does this story deserve to be on NBC, CBS, ABC, & CNN? Its because this is by far the largest case of outright fraud in US history.

April 8, 2008 -- Americas Watchdog and its Corporate Whistle Blower Center are demanding that name brand banks or Wall Street financial institutions refund 100% of the investment unsuspecting US citizens placed in exotic investment devises called auction rate preferred shares, or auction rate shares. According to Americas Watchdog, "tens of thousands of US citizens were told by a US bank or Wall Street financial institution that auction rate shares were just like a CD, they were perfectly safe, and a consumer would never have to worry about their investment."

"Now in most cases, these small investors are being told by their bank or stock broker, they cannot get their money back or it will take months or longer. These US citizens were lied to, and now Americas Watchdog intends to force the issue with the SEC, State Attorney Generals, & the TV networks. We are talking about a half trillion dollars +; the life savings of tens of thousands of Americans. Wall Street and the banks will not get away with the biggest con job in history," states Americas Watchdog.

Americas Watchdog alleges the ARPS/ARS fraud is the biggest case of fraud in US history for the following reasons:

    * Tens of thousands of US citizens were told by a name brand bank or a Wall Street stock brokerage firm that auction rate preferred shares (ARPS/ARS) were just like cash, they were safe, they were just like a money market account, etc. The consumers did not want risk. Relying on their US bank or Wall Street stock brokerage firm, mom and pops and small investors in many cases were given an auction rate preferred share as a "safe alternative to a CD". Small investors were talked into investing hundreds of billions of dollars into this scheme.

    * Now these same banks or stock brokers are telling their clients they cannot access their money right now. However, the banks or stock brokerage firms are offering the auction rate preferred US victims the ability to borrow back some of their money, with interest. According to Americas Watchdog, "what a pathetic joke, first the banks & major stock brokers lie to tens of thousands of US citizens about the liquidity of auction rate preferred shares, now these same banks or brokers want to lend the victims back their own money? Not one customer was ever given a prospectus to the best knowledge of Americas Watchdog.

    * Americas Watchdog is indicating that if banks or financial institutions do not refund the auction rate preferred shares money in full to consumers, in the very near future the group will start a state by state protest/media event where individual consumers get to tell their auction rate preferred shares story to the local news media in front of the bank of stock brokerage firm that sold them this exotic not very safe investment. Consumers who were tricked into buying an option rate preferred share can call Americas Watchdog anytime at 866-714-6466.

According to Americas Watchdog, "The gloves are coming off, we are tired of seeing US citizens ripped off over and over and over again by Wall Street, US banks or a bought and paid for US Congress."

Talk about Reform or transparency from banks and Wall Street. In another case Americas Watchdog has been demanding that Congress require banks and mortgage bankers disclose a little known mortgage kick back called a "yield spread premium" for the last six years. According to the group, "50 million US homeowners pay a higher monthly mortgage payment today, because a bank or mortgage banker did not have to reveal the huge kick back they received, for increasing a home loan borrower's interest rate/monthly mortgage payment. Mortgage brokers must disclose these kick backs. Banks or mortgage bankers get the same kick backs, but they have no disclosure requirement."

Americas Watchdog says, "this kick back scheme rates #2 right behind the auction rate preferred shares fraud." In the case of the yield spread premium kick back, Congress has not been willing to require banks to disclose mortgage kickbacks because of the large donations they get from banks, home builders and mortgage bankers. Americas Watchdog's National Mortgage Complaint Center estimates that banks, mortgage bankers or home builders not having to disclose huge mortgage kick backs combined with appraisal fraud, are two of the major reasons we now have a national real estate meltdown. The National Mortgage Complaint Center's web site is located at http://NationalMortgageComplaintCenter.com

According to Americas Watchdog, "It's time for some accountability on the part of Congress and Federal Agencies that are supposed to be protecting people. Whatever happened to Federal oversight, or consumer protection? Having the best Congress money can buy has given us:

    * The auction rate preferred shares mega disaster

    * The US biblical type real estate disaster

    * Tax breaks for oil companies

    * Billions in tax breaks for national home builders that have failed to pay federal or state taxes on their work force (most of whom were/are undocumented workers-Google Americas watchdog the worst case of tax fraud in US history)

    * High profile Congressional hearings on steroid use in baseball instead of Congressional hearings on drug companies paying off Congress for Medicare Part B that cost 30 billion dollars more per year than it should have (The drug companies actually wrote the legislation).

    * No Congressional hearings on Auction Rate Preferred Shares fraud even though its a $720+ billion dollar disaster

    * With lots of money going to Congress, the mortgage industry fought fiercely to spike a provision to let bankruptcy judges rewrite the terms of distressed mortgages. It won that battle; the provision was left out. This in light of the fact that home builders and banks artificially inflated the values of US homes.

    *      Contrary to the Wall Streeet lies about the credit crunch being over within the next 12 months 1 in 5 Americans will owe more on their home than it is worth.

"Things have to change at the top in the form of real national leadership, corporate honesty & integrity or our country will not survive," says Americas Watchdog.

Americas Watchdog is all about consumer protection, shareholder protection and corporate responsibility. Their web site is located at http://AmericasWatchdog.com

---

Investors are still waiting to learn if any of the financial institutions had bond insurance that might cover some of the losses. At this time suits are being filed for auction rate securities litigation. It may be some time before things are sorted out.

Auction Rate Securities Litigation

Auction Rate Securities Litigation: What You Should Know

DANVILLE, Calif., April 7, 2008 -- Auction Rate Securities (ARS) are long term, variable rate bonds tied to short term interest rates. The rate is typically established through a Dutch Auction or remarketing process which is conducted by the auction or remarketing agent (typically a large broker-dealer or bank). ARS are issued by a wide range of entities, including municipalities, corporations, and closed-end funds.

Investigations are currently in progress regarding alleged securities fraud in connection with the sale of Auction Rate Securites (ARS) by a number of major broker-dealers, including UBS, Citigroup/Smith Barney, Wachovia, Merrill Lynch, Wells Fargo, Morgan Stanley, J.P. Morgan Chase and TD Ameritrade, among others. The issuers of the ARS include Blackrock, Eaton Vance, Nuveen, Legg Mason and ING.

According to recent news articles, the broker-dealers and issuers materially misrepresented the liquidity and risks of the ARS to individual investors and corporations by labeling these securities as "cash equivalents," in press releases, monthly account statements, individual communications with investors, and other investment guidance material. In fact, the promised liquidity of ARS was created artificially when the broker-dealers purchased their own securities in order to keep the market running smoothly.

Beginning on February 7, 2008, the market for ARS collapsed, as all of the major broker-dealers announced that they will no longer purchase ARS for their own accounts to ensure that the auctions do not fail and that the securities remain liquid. In the past month, thousands of auctions run by the broker-dealers have failed. As a result, over $350 billion in ARS that were once offered as "cash equivalents" are now illiquid, resulting in economic losses and severe hardships for investors. Some broker-dealers, including UBS and Goldman Sachs Group, have been sending investors brokerage statements noting that the ARS have been marked down in value.

Beginning in March 2008, several class action lawsuits have been filed against many of the participating banks.

If you are an investor who has purchased or owns Action Rate Securities, and you either have information or wish to discuss your rights as an investor, please contact Carey & Danis now! Toll Free: (800)721-2519.


SOURCE Carey & Danis, LLC

New Report Finds Tampons Getting Bigger

Tampons Market to Reach $2.4 billion by 2010, According to New Report by Global Industry Analysts, Inc.

Growth in the tampons market is sustained by innovations and novel features in the developed markets and increasing awareness levels in the developing countries. By the year 2010, world market for tampons is projected to reach $2.4 billion.

San Jose, CA  -  April 10, 2008 -- Tampon, the sanitary protection product, has gained mixed reviews since its introduction in 1930s. The product is used extensively by women in developed countries including the United States, Canada, and Western Europe. However, the use of tampons in Asia-Pacific, Africa, and Eastern Europe is limited due to cultural and cost-related factors. Of the 1.7 billion potential market size, only 100 million women use tampons, reflecting a poorly penetrated market.

Europe and the United States account for more than 3/4th of the world tampons market, as stated in a recent report published by Global Industry Analysts, Inc. Europe represents the largest market for tampons, with an estimated $1.1 billion in sales for 2008. In the United States, more than 70% of women in the US use tampons. Rising levels of consumer education, and growing awareness regarding hygiene products are the major factors contributing to the rising demand for sanitary protection products, including tampons. Moreover, increasingly active lifestyles and the growing proportion of female athletes has contributed to the higher demand for tampons.

Recurrence of TSS cases in recent years has affected tampon sales, with women shifting to alternatives such as sanitary pads. However, innovations and improved product designs, besides increase in unit prices are expected to push value sales. Scented tampons, and tampons that expand width wise for enhanced comfort are few innovations, which have proved beneficial for tampon companies. Innovative products introduced by a company is replicated and offered by almost all the players in tampon market. Novel variations such as biodegradable and flushable tampons, light absorbency products and plastic applicators have facilitated growth of the tampon segment in the recent past.

The report titled 'Tampons: A Global Strategic Business Report" published by Global Industry Analysts, Inc., offers a comprehensive analysis of the industry, market drivers, issues, trends and competition.

Key players profiled in the study include Johnson & Johnson, Kimberly Clark Corporation, Natracare LLC, Lil-lets Group Limited, Playtex Products, Inc., Procter & Gamble, Rostam Ltd. The report reviews the competitive landscape in an intensely competitive global market along with market shares of leading players and brands in global and regional markets. The report also focuses on research and development activities, product introductions/developments, and strategic corporate activity of major market participants across various product categories

For more details of this research report please visit http://www.strategyr.com/Tampons_Market_Report.asp

About Global Industry Analysts, Inc.
Global Industry Analysts, Inc., (GIA) is a reputed publisher of off-the-shelf market research. Founded in 1987, the company is globally recognized as one of the world's largest market research publishers. The company employs over 700 people worldwide and publishes more than 880 full-scale research reports each year. Additionally, the company also offers a range of over 60,000 smaller research products including company reports, market trend reports, and industry reports encompassing all major industries worldwide.

Global Industry Analysts, Inc.
Telephone 408-528-9966
Fax 408-528-9977
Web Site www.StrategyR.com

Press Contact: Public Relations
Company Name: Global Industry Analysts, Inc.
Phone: (408) 528-9966
Website: http://www.StrategyR.com

Alzheimer's Disease and Other Forms of Dementia

Normal "Senior Moments," Or Alzheimer's Disease?

Are you concerned about your memory? Johns Hopkins Health Alerts compares the symptoms of normal memory loss as a result of aging, with memory loss caused by Alzheimer's disease or more serious dementia. Learn how to distinguish between memory loss, mild cognitive impairment, or Alzheimer's disease or other forms of dementia. Also learn two of the other main causes for memory loss.

New York, NY  -  April 9, 2008 -- The recent passing of vibrant actor Charlton Heston from late-stage Alzheimer's disease makes us all stop and think about our own mortality. In particular, it is natural to wonder about your own memory, and what is 'normal' when it comes to memory loss as a result of aging.

Occasional memory lapses, such as forgetting why you walked into a room or having difficulty recalling a person's name, become more common as we approach our 50s and 60s. It's comforting to know that this minor forgetfulness is a normal sign of aging, not a sign of dementia.

But other types of memory loss, such as forgetting appointments or becoming momentarily disoriented in a familiar place, may indicate mild cognitive impairment.

In the most serious form of memory impairment -Alzheimer's and other forms of dementia -- people often find themselves disoriented in time and place and unable to name common objects or recognize once-familiar people.

Here are examples of the types of memory problems common in normal age-related forgetfulness, mild cognitive impairment, and dementia.

Memory Condition -- Normal Age-Related Forgetfulness:
•    Sometimes misplaces keys, eyeglasses, or other items.
•    Momentarily forgets an acquaintance's name.
•    Occasionally has to "search" for a word.
•    Occasionally forgets to run an errand.
•    May forget an event from the distant past.
•    When driving, may momentarily forget where to turn. Quickly orients self.
•    Jokes about memory loss.

Memory Condition -- Mild Cognitive Impairment:
•    Frequently misplaces items.
•    Frequently forgets people's names and is slow to recall them.
•    Finding words becomes more difficult.
•    Begins to forget important events and appointments.
•    May forget more recent events or newly learned information.
•    May temporarily become lost more often.
•    May have trouble understanding and following a map.
•    Worries about memory loss. Family and friends notice the lapses.

Memory Condition -Alzheimer's Disease and Other Forms of Dementia:
•    Forgets what an item is used for or puts it in an inappropriate place.
•    May not remember knowing a person.
•    Begins to lose language skills. May withdraw from social interaction.
•    Loses sense of time. Doesn't know what day it is.
•    Short-term memory is seriously impaired. Has difficulty learning and remembering new information.
•    Becomes easily disoriented or lost in familiar places, sometimes for hours.
•    May have little or no awareness of cognitive problems.

If you are concerned about memory loss in yourself or a loved one, there can be a variety of underlying causes too which can be treated, for example, temporary memory loss due to depression, or certain prescription or over the counter medications. You should discuss such concerns with your doctor.

There are a number of tests your doctor can administer right in the office which can help determine whether it is cognitive impairment or Alzheimer's Sisease or another form of dementia.

FOR MORE INFORMATION
For more information on Memory Loss and Alzheimer's, please visit the Memory topic page at Johns Hopkins Health Alerts:
Johns Hopkins Health Alerts Memory Topic

THE JOHNS HOPKINS GUIDE TO MEMORY LOSS AND AGING
Johns Hopkins Health Alerts has recently published a free special report, "The Johns Hopkins Guide to Memory Loss and Aging." It in you will learn more about the reasons for memory loss as we age, and how to distinguish between Alzheimer's disease and other forms of dementia, versus the normal changes in memory we can all expect as a result of the aging process.
This Special Report also offers 8 Memory Preserving Tips.

For a free copy The Johns Hopkins Guide to Memory Loss and Aging, please visit:
Johns Hopkins Guide to Memory Loss and Aging

Press Contact: JOAN MULLALLY
Company Name: Johns Hopkins Special Reports
Phone: 917-640-4362
Website: http://www.hopkinsreports.com

Help A Reporter

I thought I would share with you today a great resource.  You'll want to tell the PR people, marketers, publicists, editors, bloggers, writers, and journalists you work with about it too, because it's all about them and their needs. 

If you're not already using www.helpareporter.com, check it out.  It's a service much like that other one that connects PR people and journalists looking for sources, but this one is free.  It used to be on Facebook, but grew too large for it.  Once you subscribe, you receive about three (sometimes two, no more than four, ever) emails a day with reporter, editor and freelance writer queries, written so you can quickly and easily scan the topics for relevance. 

If the topics do not apply to you or your clients, just hit delete.  If they do, you may contact the reporter or editor directly, as instructed.

Note that Peter Shankman, the list facilitator, is very strict about helping out these reporters.  Respond only if your information (or your client's info) is relevant and on target.  If not,  and you send non-relevant emails more than once, you'll get bumped off the list. Quickly. I've heard it can happen. He's a big believer in good Karma, and he also thinks he's quite funny, and tends to also include a link to a fun site, or a funny story about his day in the emails. It's a nice refreshing change from the boring, non-funny emails we usually deal with.

Reporters can post queries at www.helpareporter.com/press, and sources can sign up at www.helpareporter.com - As I said, it's free. Peter asks that if you find it useful, then you make a donation to any animal rescue charity or animal hospital.

You can forward the queries to others who are a fit, but do not post any queries (or the editor/reporter contact info) on any blogs or public websites. I received permission from Peter to send you this note, since this is a private group and I'm helping to spread the word to both subscribers and media to sign up.

The more people who use it, the better it becomes. By the way, Peter wrote almost everything you see before this line with a few edits by me. All the links that don't go to helpareporter.com were added by me.

Online Clinical Decision Support Tool Delivers Evidence-based Nursing Information

Wolters Kluwer Health Delivers Evidence-based Nursing Information through Online Clinical Decision Support Tool

Clin-eguide offers direct access to Lippincott Williams & Wilkins trusted nursing information

MINNEAPOLIS--April 09, 2008--Wolters Kluwer Health, a leading global provider of information for healthcare professionals and students, announced today that Clin-eguide, its online clinical decision support tool, now offers evidence-based, actionable information for nurses from Lippincott Williams & Wilkins.

Clin-eguide is an online clinical decision support tool that provides accurate evidence-based information for health care providers in the clinical setting. It integrates trusted content from Wolters Kluwer brands like Ovid, Facts & Comparisons®, and Lippincott Williams and Wilkins, as well as other premier publishers.

Through Clin-eguide, nurses have access to a wealth of multi-specialty information that includes evidence-based nursing monographs for disease, drug, treatment, signs and symptoms; the Nursing Drug Handbook database; link to Lippincott's Nursing Procedures and Skills; disease and medication patient handouts; drug information from Facts & Comparisons®; visual differential diagnosis tools; MEDLINE® access; and more.

"Nurses face a myriad of challenges in today's healthcare environment," said Arvind Subramanian, President and CEO, Wolters Kluwer Health Clinical Solutions. "They're tasked with improving patient care and increasing patient safety, all while ensuring compliance with regulatory agencies and helping to educate and mentor incoming generations of nurses."

Subramanian continued, "Clin-eguide nursing solution was designed and created by nurses for nurses. It increases productivity via fast and easy access to evidence-based nursing information and allows nurse educators to better manage limited resources. Plus, it comes backed by trusted nursing content from Lippincott Williams & Wilkins, the leader in evidence-based information for nurses."

About Wolters Kluwer Health

Wolters Kluwer Health (Conshohocken, PA), a division of Wolters Kluwer, is a leading provider of information and business intelligence for students, professionals and institutions in medicine, nursing, allied health, pharmacy and the pharmaceutical industry. Major brands include traditional publishers of medical and drug reference tools and textbooks, such as Lippincott Williams & Wilkins and Facts & Comparisons®; electronic information providers, such as Ovid, Medi-Span® and ProVation®; and pharmaceutical information providers such as Adis International and Source®. Wolters Kluwer Health has annual revenues (2007) of $1,044 million (?761 million) and employs approximately 2,700 employees globally. For more information, visit www.WKHealth.com.

Contacts
Wolters Kluwer Health Clinical Solutions
Media Contact:
Laura Gilbert, 612-313-1506
Director, Marketing Communications
laura.gilbert@wolterskluwerhealth.com

Music Portal Puts Musicians in Control

Finally - A Music Portal That Works for The Artist Noisy Planet Shuns Industry Greed, Failures by Putting Musicians in Control

Noisy Planet is announcing the release of its Artist Control Room -- a one-stop-shop for musicians and bands of all genres and professional levels. Member musicians and bands will have affordable access to a host of music industry services that they use most. The new services supplement Noisy Planet's existing MP3 hosting and singe-song download service.

Reno, Nevada  -  March 31, 2008 -- Kevin Petersen, President of the all-inclusive music portal www.noisyplanet.net and himself a working music artist, pulls no punches in his views on the track record of major music labels. As the once all-powerful labels drop artists and lay-off employees left and right, Petersen proudly offers what he says is "a better way for working musicians to take practical steps to get to the next level."

"The traditional label model has established a long history of distrust in the industry, and we're here to break that mold and build something better," he says, speaking of Noisy Planet's new Artist Control Room. "We don't guarantee stardom, but we do guarantee that if you want to take a few steps forward, we can help you manage the business of your music and hopefully inspire you to create more art in the process."

To that end, Noisy Planet-the one-stop-shop for musicians and bands of all genres and professional levels-is proud to unveil Noisy Planet's Artist Control Room.

Member musicians and bands will have affordable access to a host of music industry services that were once only available to major label music acts.

Artist Control Room services include:
* Biography writing - Press releases, biographies and reviews by a pro journalist
* Short-run CD Duplication - CD design, printing and duplication with no minimum order
* Song Critique - Professional 5-point critique by music industry insiders
* Music Licensing - Showcase your songs for use in film, TV and advertising
* Music Clearing - Secure the right to perform and sell your cover songs
* Standard Printing - Flyers, press kits, business cards, t-shirts and more at great rates
* Booking Agency - Pick venues you want to play and we help you land the gig

These affordable Noisy Planet services are offered in addition to its existing service of MP3 hosting with paid downloads, MP3 file conversion and quarterly artist royalties.

"Whatever your music goal, Noisy Planet is on your side," Petersen says. "We help those working Americans with rock star dreams by bringing the industry to you. The Internet has made new tools available to artists, and they don't have to go it alone anymore."

To learn more about Noisy Planet, visit www.noisyplanet.net, or call Kevin Petersen at 775-825-3886.

Enjoy our planet! You set the trends.

Press Contact: KEVIN PETERSEN
Company Name: Noisy Planet Inc
Phone: 775-825-3886
Website: www.noisyplanet.net

Performance and Customer Service From A Credit Card Processing Solution Company

Credit Card Processing Solution Company Recognized for Performance and Customer Service

A1 Merchant Accounts, a provider of merchant account processing solutions, is recognized for its commitment to customer satisfaction and top performance in the industry.

Carlsbad, CA  -  December 6, 2007 -- A1 Merchant Accounts, a widely known solution provider for merchant account holders, has recently been recognized as a top performing solution company in providing innovative solutions and for its loyalty to customers. A1 has had a very successful year, adding new solutions to merchant account transactions and for introducing new solutions to make processing more efficient.

Since its first days as a solutions company, A1 has developed a successful process in assisting merchants with credit card solutions. In order to provide better service for clients, A1 continuously updates its processes and introduces new solutions to make merchant accounts and credit card processing run more smoothly. Receiving this type of recognition has been an honor to those in the company.

In the next few years, A1 Merchants plans to develop more wireless solutions for merchant accounts. With a growing clientele and new technology, A1 has every intention on staying ahead of the game. As growth continues, A1 will continue to guarantee top customer service.

About A1 Merchants
A1 Merchants, a leader in the payment processing industry, provides solutions and convenience for merchant clients. A1 has integrated payment processing services that help internet businesses run smoothly and efficiently. Payment solutions are available to small and medium sized retail businesses. A1 Merchants currently manages thousands of accounts, including wireless accounts, and provides solutions in making them more efficient.

For more information, visit www.a1-merchant-accounts.org.

Press Contact: Mike Cheslar
Company Name: A1 Mercant Accounts
Phone: 760 431 8594
Website: www.a1-merchant-accounts.org

Program to Purchase Structured Settlements Outside of Guarantee

Woodbridge Investments Announces Program to Purchase Structured Settlements Outside of Guarantee Period

Woodbridge Investments has announced a new structured settlement and lottery program specializing in the purchase of structured settlements and lottery payments outside the guarantee period.

Studio City, California  -  January 12, 2008 -- Woodbridge Investments, a pioneer in the purchase of lottery payments and structured settlements, has announced a new structured settlement and lottery program specializing in the purchase of structured settlements and lottery payments outside the guarantee period.

Scott Schwartz, Vice President and director of sales stated, "Many lottery winnings and structured settlements pay out for twenty years or for life. We have developed a program that involves an insurance policy that allows us to purchase lottery and structured settlement payments beyond the guaranteed period."

Schwartz added, "Of course, we will continue our program of paying the highest prices for the lottery payments and structured settlements but our new 'out of guarantee' program will allow us to further service our customers."

A recent customer testimonial stated, "A friend of mine told me she had previously sold some of her payments for a large lump sum of money and was still able to collect monthly payments even though she expected to receive payments outside of the guaranteed period. She gave me a toll free number to call, and told me to at least check it out. I am so glad I did..."-Virginia M. MO

Woodbridge and its predecessor companies has been purchasing lotteries and structured settlements since 1993. Woodbridge has helped over 1,000 people gain access to their future payments. Woodbridge has a comprehensive Free Advice Center for helping people research their choices at its website http://www.woodbridgeinvestments.com.


Press Contact: Scott Schwartz
Company Name: Woodbridge Investments
Phone: 1-866-865-7044
Website: http://www.woodbridgeinvestments.com

National Arbitration Forum Resolves 3 Domain Name Disputes

The National Arbitration Forum Resolves Univision, Webkinz and Hershey's Kisses Domain Name Disputes

Dispute resolution program boasts a legal process that is quick, inexpensive, neutral and expert.

Minneapolis  -  September 13, 2007 -- www.domains.adrforum.com -- The National Arbitration Forum recently issued decisions on the rights to Univision.tv, Webkinzz.com, Webkniz.com, Weblinz.com and ChocolateKiss.com.

"Domain names have irreplaceable value for trademark holders. Abusive practices like cybersquatting and typosquatting can lead to disputes," said Kristine Dorrain, Internet Legal Counsel. "The National Arbitration Forum domain name dispute resolution program boasts a legal process that is quick, inexpensive, neutral and expert."

The following three decisions were made in accordance with the Uniform Domain Name Dispute Resolution Policy (UDRP) of the Internet Corporation for Assigned Names and Numbers (ICANN) by independent and neutral arbitrators on the National Arbitration Forum's panel.

Univision.tv
On June 7, 2007, Univision Communications Inc., the premier Spanish-language media company in the United States, submitted a complaint electronically with the National Arbitration Forum asserting legal rights to the domain name Univision.tv. The Complainant requested the dispute be decided by a three-member panel.

The Panel concluded that the domain name is identical to the registered trademark UNIVISION with the addition of the .tv extension. Respondent and registered owner Edmundo Norte could not support his claim of an intent for future use as a parody site and did not demonstrate rights to or legitimate interests in Univision.tv. The Panel found that the Respondent offered to sell the domain name for an amount in excess of reasonable development expenses which supports findings of bad faith registration and use. The Complainant successfully established all three elements required under the ICANN Policy and defended its trademark in domain name dispute resolution. On August 16, 2007, Univision.tv was ordered to be transferred to Univision Communications Inc.

Webkinzz.com
Ganz, owner of Webkinz a popular line of real and virtual stuffed animals, submitted a complaint electronically on May 21, 2007. The National Arbitration Forum panelist found that the domain names Webkinzz.com, Webkniz.com, and Weblinz.com were registered by renowned cybersquatter Texas International Property Associates.

The Panel found that the three disputed domain names are confusingly similar to the WEBKINZ mark all with slight typographical variations. The Panel went on to find that erroneous variations of Complainant's WEBKINZ mark are typical of typosquatting -- using a website to profit from the mistyping of someone else's trademark -- and prove the Respondent's lack of rights and legitimate interests. Because the Respondent used the websites to generate revenue through pay-per-click advertisements it was found that the domain names were registered and used in bad faith. Ganz proved all three elements required of the ICANN Policy and was granted the rights to Webkinzz.com, Webkniz.com, and Weblinz.com on July 19, 2007.

ChocolateKiss.com
The Hershey Company, one of the largest chocolate production facilities in the world, filed a claim electronically on April 20, 2007 against Respondent R. Reaves. Complainant, the Hershey Company, requested that the dispute over ChocolateKiss.com be handled by a panel of three National Arbitration Forum arbitrators.

The Panel found that ChocolateKiss.com was confusingly similar to Complainant's KISSES mark, as the term "chocolate" was simply descriptive of Complainant's business and the combination of the terms was calculated to suggest the involvement of Complainant. The Panel also found that Respondent lacked rights or legitimate interests because the content displayed on Respondent's website gave the erroneous impression that it was affiliated with Complainant. Finally, the Panel found that Respondent registered and was using the domain name in bad faith because Respondent was using this implied affiliation with Complainant to attract users to its website for commercial gain. Accordingly, the Panel granted Complainant's request for a transfer of the domain name on June 8, 2007.

To file a claim, see www.domains.adrforum.com. Questions regarding domain name dispute resolution or e-commerce arbitration may be directed to domaindispute @ adrforum.com. Journalist inquiries may be directed to media @ adrforum.com.

About the National Arbitration Forum (FORUM)
The National Arbitration Forum (FORUM), a leader in arbitration and mediation services for over 20 years, is an expert in the resolution of Internet-based disputes. An innovator in the industry, the National Arbitration Forum serves as one of three primary providers of the ICANN domain name dispute resolution program, resolving issues involving disputed trademarks. Over 8,000 intellectual property cases have been filed through the National Arbitration Forum's state-of-the-art case management system. For more information, visit www.domains.adrforum.com.

Fact Sheet http://www.adrforum.com/users/naf/resources/FastFactsDomainNameDisputeResolution.pdf
Searchable Case Database http://domains.adrforum.com/decision.aspx
Univision Communications Inc. v. Edmundo Norte http://domains.adrforum.com/domains/decisions/1000079.htm
Ganz v. Texas International Property Associates http://domains.adrforum.com/domains/decisions/991778.htm
The Hershey Company v. R. Reaves http://domains.adrforum.com/domains/decisions/967818.htm

Press Contact: Jolina Pettice
Company Name: National Arbitration Forum
Phone: 952 400 0349
Website: www.domain-disputes.com

Random Speed Dating

Speed Dating 2.0 - Bringing Real Time Match Making To Social Networking

Randomate.com launches exclusive speed dating tools, helping its members quickly find matches and make new friends online.

Toronto, ON  -  March 12, 2008 -- Randomate.com (http://www.randomate.com) uses web 2.0 technologies to create a suite of speed dating tools for the Internet. "Our free service allows members to spend 5 minutes with 5 suitable partners during each speed dating session," said Harrison.

"Real-time dating has finally arrived on the Internet," Randomate.com creator Art Harrison, said. "The Internet helped revolutionize online dating by allowing people to find their perfect match from the comfort of their own home," said Harrison. "The major drawback with social networks and online dating however has always been the time required to find a match."

Randomate.com is a true hybrid of speed dating and social networking, billing itself as "speed dating 2.0". The majority of online dating sites require users to search through thousands of profiles, submit friend requests to potential matches and wait for a response before ever starting a conversation. With Randomate.com, the conversation comes first. "The genius of speed dating is that it allows people to bypass awkward introductions," said Harrison. "It gives daters the chance to meet a diverse group of people and quickly find out where there's chemistry."

Offering a complete array of interactive tools, Randomate.com allows members to join and create speed dating rooms, instant message other members on the site, create and design custom profiles, post blogs and more. "Real people meeting in real-time; we're doing everything possible to help people find love and friends online."

For additional information of Randomate.com and the speed dating tools they provide, contact Art Harrison or visit www.randomate.com

About Randomate.com:
Randomate.com is a speed dating social network designed and maintained solely by 29-year-old entrepreneur Art Harrison. Art has been developing a diverse group of online communities and social networking sites since 2001.

Press Contact: Art Harrison
Company Name: Randomate.com
Phone: 647-999-7122
Website: http://www.randomate.com

Rural Small Business Marketing Miserable Says Marketer

Small Rural Business Missing the Mark on Marketing

Survey completed in February shows 98% of small rural businesses are handling their marketing on their own, without the assistance of a marketing specialist. Canadian Bankers Association recommends small businesses outsource their marketing communications to a professional advisor. Rural small business is most at risk of failure according to Department of Industry figures, yet this group has not recognized the value of professional marketing advisors.

Alvinston, ON  -  April 2, 2008 -- Rural small businesses face more challenges than urban or suburban businesses and often struggle with marketing their goods and services. The Canadian Bankers Association recommends small businesses find a marketing communications specialist when they are setting up their business, just as they would find a lawyer and an accountant. However, a survey recently conducted by Mormac Brand Re-engineering showed 98 percent of small rural business are handling marketing on their own.

Mormac Brand Re-engineering has recently opened an office in Alvinston Ontario, a community with less than 1,000 citizens. Mormac offers the full spectrum of marketing communications services to rural and small business clients across Canada.

"We're really dedicated to rural and small business," explained Wendy MacQueen, owner of Mormac Brand Re-engineering. "I've always lived in the country or in a small town and have watched so many businesses fail because they tried to handle their marketing without getting a marketing specialist involved."

Ms. MacQueen has over 25 years of experience in marketing communications and has received awards at international and national levels for her work. She has worked with clients in the franchise, financial, retail, manufacturing, medical and agricultural fields.

"So often, companies are trying to do their own marketing without any training or experience. They can miss opportunities that a career marketer would see," Ms. MacQueen added. "We work with businesses at any level. Marketing is more than just putting an advertisement in the paper or on the radio. It's everything that touches your customers. We can just consult, or we can handle full campaigns and everything in between."

Through a network of marketing professionals spanning all the marketing communications disciplines, Mormac builds unique talented teams for each client to meet their specific needs.

"Many small to medium-sized businesses need marketing expertise to drive business growth but they just can't justify a full-time person," stated Bill Jamieson, vice-president of business development at CultureWorks Inc. "As well, it is difficult to find all of the different marketing expertise required in just one or two people. Access to a group of experts, such as Mormac, and paying for them only when required is a huge advantage, strategically and for cost-control reasons."

"We call it cherry-picking the marketing talent you need, only when you need it," added Ms. MacQueen. "This often results in cost savings on marketing projects and business development."

The survey was conducted in February and the results were surprising to Ms. MacQueen.

"I knew there were quite a few business owners doing their own marketing, but I never expected to see the number at 98 percent," she said. "Being a rural small business owner is challenging enough without putting extra barriers in your way. Why would you risk your business growth by doing work you aren't trained to do?"

For more information, contact Wendy MacQueen at Mormac Brand Re-engineering, 519-898-2997 or email protected from spam bots .

Press Contact: Wendy MacQueen
Company Name: Mormac Brand Re-engineering
Phone: 519-898-2997
Website: www.mormac.ca

Foreign Investment in Thin Film Solar Stock

Renewable Energy Stocks Sector Close- Up on Solar Stocks Performance; "Solar Stocks Exploded to the Upside" Reports J. Peter Lynch

Foreign Investment in Thin Film Solar Stock Attributed to Momentum

POINT ROBERTS, WA and DELTA, BC -March 31, 2008, www.RenewableEnergyStocks.com, a leading investor news and research portal for the renewable energy sector within Investorideas.com, presents a sector close- up on solar stocks following last weeks surge.

Commenting on recent solar stock activity, Brian C. Yerger, Research Analyst at Jesup & Lamont Securities attributed some of the momentum to thin film solar company, Ascent Solar Technologies (News, Market ). Norsk Hydro ASA increased ownership in ASTI by purchasing an additional 2,341,897 shares with gross proceeds to the company of approximately $28.4 million. He reports in an audio commentary, "With a weak dollar, foreign companies may be looking at some of these smaller solar stocks as extremely cheap investments in terms of future performance."

Hear the full Audio commentary recorded March 28, 2008: Play: http://s3.amazonaws.com/static.investorideas.com/podcasts/2008/032808a.mp3

Other factors in the solar stocks spike include earnings from Solarfun beating estimates and the announcement of the Southern California Edison (News, Market) 250 megawatt installation.

Renewable Energy Stocks solar expert, J Peter Lynch gives a different spin," In my opinion, one of the primary reasons for this solar rally is really quite simple - NO MORE SELLERS were left to drive solar stock down any further. In his recent column he goes on to say, "Last week, seemingly out of nowhere, solar stocks literally exploded (up over 15% for the week) catching almost everyone by total surprise. The general market has recently been in turmoil over the housing crisis, the credit crunch and the looming fear of an impending recession; not exactly a general market environment conducive for rallies in any sector. But in spite of this bleak backdrop the solar sector roared ahead regardless."

In terms of future success in the solar sector he reports he looks for companies that are " vertically integrated in the traditional silicon segment, have cost effective thin film products or are in higher margin areas such as building integrated photovoltaics (BIPV). "

Lux Research forecasts a shakeout in the solar industry, "We project that the supply of solar modules will exceed demand in 2009, leading to falling prices and a shake-out among companies that aren't prepared to thrive in this new environment - particularly crystalline silicon players that haven't invested in new thin-film technologies."

Tom Djokovich, CEO of thin film solar company XsunX, Inc. (OTCBB: XSNX) presented, "Thin film solar technologies offer opportunities to deliver the lower cost per watt. This is due to lower material costs, and the ability to scale and automate manufacturing processes. I believe that these are among the reasons that analysts anticipate greater compounded growth rates for thin films than other solar technologies."

XsunX, Inc. (OTCBB: XSNX) is developing amorphous silicon thin film photovoltaic (TFPV) solar cell manufacturing processes to produce TFPV solar modules. XsunX, Inc. (OTCBB: XSNX) closed at 0.44 on Friday, up 10.00% on over 460,000 shares. Showcase Profile: http://www.investorideas.com/CO/XSNX/Default.asp

Solar Stocks Explode to the Upside: http://www.investorideas.com/PL/news/033008a.asp

Solar Stocks Sector Close- Up Trading:
Symbol Company Name Performance %

ASTI Ascent Solar Technologies, Inc. 73.3
CSIQ Canadian Solar Inc. 21.3
CSUN China Sunergy Company Ltd. 4.7
DESC Distributed Energy Systems Corp. 15
DSTI DayStar Technologies Inc. 18.4
EMKR EMCORE Corporation -14.5
ENER Energy Conversion Devices Inc 12.2
ESLR Evergreen Solar, Inc. 8.3
FSLR First Solar, Inc. 9.2
JASO JA Solar Holdings Co., Ltd 18
LDK LDK Solar Company Ltd. 20.4
SOLF Solarfun Power Holdings Co. 20.3
SPIR Spire Corporation 35.7
SPWR Sunpower Corporation 7.9
STP Suntech Power Holdings ADR 18.9
TSL Trina Solar Limited 11.4
WFR MEMC Electronic Materials, Inc. -16
YGE Yingli Green Energy Holding Company Limited 15

Average Performance 3/24/08 to 3/28/08 +15.53

Major Indexes
DJIA Dow Jones -2.7
SPX S&P 500 -2.6
NASD NASDAQ -2.8

Investorideas.com and RenewableEnergyStocks.com recently hosted an online investor conference, March 20, 2008, giving investors free online access to industry and investing perspective in the greentech sector. Solar companies Akeena Solar (NASDAQ:AKNS), Clear Skies Solar Inc. and XsunX (OTCBB: XSNX) presented in the recent online Greentech Investorideas.com Conference, in addition to Brian C. Yerger, CFA, Research Analyst at Jesup & Lamont Securities and solar expert, J.Peter Lynch .

J Peter Lynch's online media presentation for March Online Conference: http://www.investorideas.com/Forums/Media/Green2/PLynch/default.aspx
Brian C. Yerger: http://www.investorideas.com/Forums/Media/Green2/BYerger/default.aspx
Akeena Solar: http://www.investorideas.com/Forums/Media/Green2/akns/default.aspx
Clear Skies Solar Inc: http://www.investorideas.com/Forums/Media/Green2/cskh/default.aspx
XsunX: (OTCBB: XSNX) http://www.investorideas.com/Forums/Media/Green2/xsnx/default.aspx

About Our Green Investor Portals:
www.RenewableEnergyStocks.com® is one of several green investor portals within Investorideas.com and provides investors with stock news, exclusive articles and financial columnists, audio interviews, investor conferences, Blogs, and a directory of renewable and solar stocks.

Disclaimer: Our sites do not make recommendations. Nothing on our sites should be construed as an offer or solicitation to buy or sell products or securities. We attempt to research thoroughly, but we offer no guarantees as to the accuracy of information presented. All Information relating to featured companies is sourced from public documents and/ or the company and is not the opinion of our web sites. This site is currently compensated by featured companies, news submissions and online advertising. Disclosure: XsunX and Clear Skies Solar are featured solar showcase company and compensate the website $5000 per month.
www.InvestorIdeas.com/About/Disclaimer.asp

For more information contact:

Dawn Van Zant 800.665.0411
Email: dvanzant@investorideas.com,
Source: RenewableEnergyStocks.com, XsunX

Mobile Catastrophe Claims Buses and Vehicles

Farmers Insurance and Zurich Financial Services Display Mobile Catastrophe Claims Buses and Vehicles at Zurich Classic

Farmers Insurance and Zurich Financial Services displayed the mobile catastrophe claims buses and 10 customer care vehicles at the Zurich Classic in New Orleans, March 24-31, 2008.

Los Angeles, CA  -  April 3, 2008 -- Farmers Insurance Group of Companies and Zurich Financial Services displayed their new state-of-the-art Mobile Catastrophe Claims buses (MCC's), and 10 of their fleet of 35 Customer Care Vehicles (CCV's) in and around the New Orleans TPC golf course during the Zurich Classic, designed and built based on lessons learned from hurricanes Katrina and Rita.

"The mobile units enable the Farmers' Catastrophe Corps to respond immediately and effectively and are the center-point for handling claims and servicing customers," explained Farmers CEO, Paul N. Hopkins. "The buses and customer care vehicles have the most state-of-the-art equipment available anywhere in the United States."

The Mobile Claims buses are 45 feet long and are built on a superior diesel platform. They are the only diesel powered buses in the insurance industry with built-in data satellite on top of the platform to service customers. They are also equipped with various advanced technology, such as built-in GPS navigation, security/safety system, noise-reduction generator, and in-motion satellite TV, which allows Command Center personnel to track inclement weather and urgent news reports when all other forms of communication are unavailable. Stationed at Farmers National Catastrophe Claims Center in Olathe, Kansas, they can be dispatched in a moment's notice to any catastrophe in the contiguous United States.

Each of the 35 Customer Care Team Vehicles consists of a Chevrolet Suburban or a GMC Yukon XL and a trailer, which is transformed into a claims-command center upon arriving at a disaster. The CCV trailers will be placed in Farmers' 29 core states and available to deploy to any disaster in any of the contiguous United States within hours of a catastrophe to help Farmers customers with claims and non-customers with emergency supplies where needed.

When not being used as a claims center, the SUV and trailer can be used as a booth at community events to promote Farmers, its programs and corporate sponsors such as m.i.l.k. (Managing Information on Lost Kids) and the March of Dimes.

At the scene of a catastrophe, Farmers' customers will be notified via the media and their agents where the Mobile Claims Center and Customer Care Vehicles will be located. Also, Farmers has a national claims number 1-800-HELPPOINT that can always be called for assistance following a catastrophe.

Farmers Group, Inc. is a wholly owned subsidiary of Zurich Financial Services, an insurance-based financial services provider with a global network of subsidiaries and offices in North America and Europe as well as in Asia Pacific, Latin America and other markets. Farmers® is the nation's third-largest Personal Lines Property & Casualty insurance group. Property and casualty products are underwritten and issued by the Farmers Exchanges and their subsidiaries, which Farmers Group, Inc. manages but does not own. Headquartered in Los Angeles and doing business in 41 states, the Farmers insurers provide Homeowners, Auto, Business, Life insurance and financial services to more than 10 million households. For more information about Farmers, visit our Web site at www.farmers.com.

Media Note:
Anyone interested in an exclusive tour of the MCC and CCV, or interview, please call Jerry Davies at 213-400-4459 or Mark Toohey at 805-907-2216. The MCC's and CCV's will be on display throughout the TPC golf course.

Media Contacts:   
Jerry Davies
323-932-3662
Jerry.davies @ farmersinsurance.com

Mark Toohey
805-907-2216
Mark_toohey @ farmersinsurance.com

Press Contact: Jerry Davies
Company Name: Farmers Insurance
Phone: 323-932-3662
Website: www.farmers.com

---

It's hard to know if you should invest in annuity funds, canada gold, Chinese stock, or structured settlements, so the best thing to do is consult with a qualified financial advisor.

Healthcare News Network Adds to Team

The Healthcare News Network Adds to Team

Recent hires in management, creative development, production and sales have the company ready to soar to new heights.

Cape Coral, Florida (PRWEB) December 13, 2007 -- Healthcare News Network (www.healthcarenewsnetwork.com) is expanding their team. Recent hires in management, creative development, production and sales have the company ready to soar to new heights. 

Joann Ellis has been named General Manager and brings with her a diverse background to expand the network. Joann graduated Magna Cum Laude from The Ohio State University with a Masters degree in Quantitative Analysis and Measurement. Joann's background experience includes consulting for Ohio Collaborative, a group specializing in research for state agencies and writing briefs for the Ohio Senate and lobbying groups, as well as Titan Financial Group in Atlanta where she created and facilitated employee training programs and developed models for risk management.

Gregory Bush, Healthcare News Network CFO, is responsible for the financial reporting and technical infrastructure of the network. Greg brings with him over 20 years of management, financial and systems experience from both private and public companies, including Colorworks, Morgenthau and Bush Industries. A graduate of State University of New York Fredonia, Greg holds a degree in Business Management and Computer Engineering.

Juan Andres Rodriguez, named HNN's Creative Director, is a talented graphic artist and develops the feel of the network. A Cum Laude graduate of Eastern Connecticut State University, Juan has a passion for life, well-being and happiness which translates into the mission of the Healthcare News Network. Juan has worked for such advertising agencies as Leo Burnett and Grupo Z in Mexico and was a part of the launch of Zombra, a below-the-line advertising agency also based out of Mexico. Juan is part owner of Baja Design Studios in Baja California, Mexico, a freelance design studio specializing in the image and promotion of new businesses throughout the area.

Michael Shapiro, VP Director of Programming, is responsible for the content and substance of the network. He is committed to acquiring video material and public service announcements from non-profit organizations to help promote local and national charities. Mike has a diverse background with nearly 30 years of television experience in news, production, management, producing and videography. He has worked at television stations in South Dakota, Iowa, and cities in Florida including Fort Myers, Tampa and Miami. He is an award-winning producer of spot news, features, documentaries and a national Addy for a PSA. Giving back to the community is important to Mike and he is a member of several advisory boards including The School of Nursing at Florida Gulf Coast University, The Nations Association and the PACE Center for Girls. Mike graduated Summa Cum Laude from Adelphi University.

Shirley Stone, HNN's National Sales Manager, has over 20 years in the New York advertising industry. She has worked for ad agencies, media departments and started her sales career in magazines - Redbook and Cosmopolitan. In the early 1980's she switched from magazines to the just emerging cable TV industry and was a member of the first MTV sales team. From there she moved on to working for Ted Turner at CNN and then the first New York Director of Sales for The Discovery Channel where she managed a team of account executives and sales support people. Disillusioned with the corporate environment she started a media consulting business and worked on the launch of The Food Network, several Internet companies and By Kids For Kids, a kids innovation company. She holds both a BBA and MBA in marketing, is a graduate of the Communispond Public Speaking Course and is a certified Empowerment Life Coach.

The Healthcare News Network started with less than 10 employees writing, producing, shooting, editing and distributing its programming just one year ago. They now house a team of over 30 employees in three states and will continue to grow along with the success of the nationwide network.

About the Healthcare News Network
The Healthcare News Network, a hospital-exclusive Out-of Home Media Network, was launched in February of 2007 and is based out of Cape Coral, Florida. HNN is the first of its kind to bring customizable, positive healthcare news to each hospital in its network. Currently, HNN is airing in 34 hospitals across Florida with the expansion to 23 states and over 200 hospitals expected to be complete by 2008.

For more information, visit our website: www.healthcarenewsnetwork.com
Or call our office toll free: 800 446 7575

Contact:
Rachel Tramonte
Healthcare News Network
800 446 7575
239 549 4176
rachel @ healthcarenewsnetwork.com
www.healthcarenewsnetwork.com

Press Contact: Rachel Tramonte
Company Name: Healthcare News Network
Phone: 800-446-7575
Website: www.healthcarenewsnetwork.com

Funding Group Provides $25 Million Factoring Facility

Platinum Funding Group Provides $25 Million Factoring Facility For An Acquisition.

The funding of Cumberland Valley Fabricators, Inc. and Waddell Construction, Inc. was facilitated by an investment banker who has previously worked with Platinum on funding an automotive supplier, Griswold Manufacturing, Inc.

New York, NY (PRWEB) March 18, 2008 -- Platinum Funding Group has signed an agreement for a $25-million accounts receivable factoring facility with Cumberland Valley Fabricators, Inc. and Waddell Construction, Inc. The facility funded the acquisition of the Virginia-based Waddell by Maryland-based Cumberland, both construction companies. The initial advance was provided against $3.4 million in Cumberland's and Waddell's invoices.

The combined entity has annual revenues near $20 million. The deal was facilitated by Elizabeth Jones, an investment banker who had utilized Platinum's resources in funding Griswold Manufacturing, Inc., an Ohio-based automotive supplier, in January 2007.

"What makes Platinum different is our ability to quickly provide very large advances, and find creative solutions for complicated transactions," said Eyal Levy, founder and CEO of Platinum Funding Group. "This makes us a go-to partner and for investment banks, private equity and venture capital firms at the time when liquidity is becoming increasingly limited."

"Working with Platinum Funding Group was very positive experience," said Elizabeth Jones, Chairman and CEO of Gilet Holdings. "Platinum's team worked to understand the unique needs of each individual company and to reach our specific goals. They provided us with quick, straightforward answers and I am confident that they are a group that will work with us to realize the business' full potential."

"Platinum Funding Group has worked diligently in assisting us in all procedures related to our funding," added Kathleen Neff, Controller of Cumberland Valley Fabricators, Inc. "They took the time to thoroughly educate us with hands-on training. We have a team that supports our needs and is flexible to work with."

For more information, visit www.PlatinumFundingGroup.com or contact:

Anna Belkina                   
Platinum Funding Group           
212-944-2828 ext. 215            
email protected from spam bots    

Platinum Funding Group, a leading factoring company, provides clients with accounts receivable funding, letters of credit, bridge funding, and accounts receivable management. Established in 1992, the company has been consistently assisting companies with annual sales revenue between $1 million and $150 million. Platinum possesses the financial resources to serve the needs of clients across more than 30 industries, issuing same day advances on accounts receivable to early-stage companies, fast growing firms, and companies in Chapter 11. Platinum Funding Group is headquartered in New York City and has regional offices throughout the U.S.

Press Contact: Anna Belkina
Company Name:
Phone: 646-315-7220
Website: www.PlatinumFundingGroup.com

Recall Rates of Advertising Phone Numbers Tested

800response Tests Recall Rates of Phone Numbers in Advertising

800response measures consumer recall rates of direct-response tools in advertising in new research study -- consumer recall rates of phone numbers in advertising.

BURLINGTON, VT  -  January 7, 2008 -- 800response (www.800response.com), the leading provider of vanity 800 numbers and web-based call tracking and recording services, is currently working with a third-party research firm to ascertain information on the American consumer's recall rates of vanity 800 phone numbers.

"Our day-to-day contact is with business owners, so we are looking forward to getting into the mind of consumers," says Laura Noonan, vice president of marketing and corporate communications at 800response. "We provide business owners with the necessary tools to track and analyze the results of their advertising campaigns. By executing this survey we will receive feedback directly from our customer's customers, and gain an in-depth knowledge of the recall rates when comparing numeric toll-free numbers to unforgettable vanity 800 numbers."

800response's goal is to ensure that Custom 800 numbers (also known as vanity 800 numbers) are readily available to small and mid-size businesses that otherwise do not have the means to obtain an unforgettable phone number that resonates with their brand and builds their business. These powerful direct-marketing tools enable businesses to optimize advertising budgets, build a database of leads, access demographic information on callers, allocate sales staff based on call patterns, and analyze advertising results.

The online survey is distributed via email to an opted-in panel of participants, with approximately 1,500 respondents. Results of the Consumer Recall Rates of Phone Numbers in Advertising: Vanity 800 vs. Numeric Toll-free Numbers survey are scheduled for release early 2008.

For more information on the survey please visit http://www.800response.com/news/pressreleases/800RTestsRecallRates_20071220.pdf or contact Jeanne Landau at 800-317-8060.

About 800response: 800response maintains the widest selection of Custom 800 numbers available today, and offers these dynamic lead tracking tools to optimize advertising expenditures for businesses nationwide. Custom 800 numbers are proven to increase response rates by 30-60%. Services include a sophisticated Call Routing platform, Web-based real-time Call Tracking reports, and Call Monitoring services like Call Recording and Missed Call Monitor. For more information, visit www.800response.com or call 1-800-NEW-SALES.

Press Contact: Jeanne Landau
Company Name: 800response
Phone: 800-317-8060
Website: www.800response.com

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-----Original Message-----
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